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Send and Receive Euros Seamlessly Across Europe With SEPA

The Single Euro Payments Area (SEPA) makes cross-border payments in Europe as simple as domestic transfers.*

A More Efficient Way to Transfer Euros

SEPA simplifies bank transfers between European countries, making them faster, more affordable and less stressful. Whether you're sending money to family, paying bills or making business transactions, SEPA ensures a uniform and reliable experience across Europe.

Why Use SEPA?

  • Standardized Transfers
  • Faster Processing
  • Secure & Regulated

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Start Your SEPA Bank Transfer in Three Easy Steps

All you need is your IBAN and our Service Credit Union BIC to start making seamless Euro transfers today.
Step 1: Get Your IBAN

Step 1: Get Your IBAN

Call or visit a branch to obtain your unique 22-digit IBAN. Your IBAN does not replace your account number, but should be protected in the same way.
Step 2: Use the Right BIC

Step 2: Use the Right BIC

Service Credit Union’s BIC: SCRUDE51XXX
Step 3: Make a SEPA Transfer

Step 3: Make a SEPA Transfer

Provide your IBAN and BIC when setting up payments.

SEPA FAQs