Holiday Club
Save All Year, for Stress-Free HolidaysEarn Dividends in a
Dedicated Holiday Fund
At Service Credit Union, we believe the holidays are a time to give generously—not a time to stress over shopping bills. So we make it easy with our Holiday Club, which lets you make regular deposits all year long. When December rolls around, your gift budget is in the bag.
And it’s not just December: You can use a Holiday Club to save for any special event—earning 3.00% APY* up to $3,000 then .25% APY* for minimum average daily balances of $3,000.01. If you don’t happen to be near the North Pole or one of our branches, you can contribute online or by mail, or set up payroll deductions.
You can set up a special high-dividend savings account to set aside for the holidays or any special event. You decide how much you want to save, then make regular deposits. Open an account online, by phone or in branch.
- Have your funds transferred automatically.
- Make transfers online, through payroll deduction, at a branch or by mail.
Holiday Club Rates
| MINIMUM DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | ||
|---|---|---|---|---|
| $0.01 - $3,000.00 | Tier 1 | 2.960% | 3.00% | Open a holiday club account Now |
| $3,000.01+ | Tier 2 | 0.250% | 3.00% - 0.25% | Open a holiday club account Now |
Rates accurate as of 2/25/2025.
Service CU Member Reviews
*Annual Percentage Yield (APY) is accurate as the last dividend declaration date of 03/01/2025 and subject to change without notice. Dividends paid on daily balances of $3,000 and less at 3% APY. If daily balance exceeds $3,000, the remaining balance will receive a variable APY of 3.00%-0.26%. On the first day in November, funds are disbursed via transfer to a Service CU account of your choosing at time of account opening. One Holiday Club account allowed per primary account holder. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.