The right account for serious savers
Money market accounts are savings accounts with a twist: The more you contribute, the higher your dividend rate. Your funds are federally insured up to $250,000 and you can withdraw your cash if you need to — even write up to six checks a month.*
The minimum balance to earn dividends for our money market accounts is $2,500**; if you’ve built up at least that much savings, a money market account is a good place to put it. You’ll earn even higher dividends by if you deposit $25,000 or $100,000, no direct deposit required.
Money Market Rates
|MINIMUM AVERAGE DAILY|
BALANCE TO OBTAIN APY
|DIVIDEND RATE||ANNUAL PERCENTAGE YIELD|
|$2,500.00||Tier 1||0.747%||0.75%||Open a money market account Now|
|$25,000.00||Tier 2||0.995%||1.00%||Open a money market account Now|
|$100,000.00||Tier 3||1.243%||1.25%||Open a money market account Now|
Rates accurate as of 01/01/20.
*Members may make up to six transfers or check withdrawals per calendar month from a Money Market account to another account or to a third party. In person, ATM, mailed or drop box transfers and withdrawals are unlimited.
**If at any time during the month the money market daily balance drops below $2,500, a fee will be assessed. Please see the fee schedule for the monthly fee amount.