Become a Service Credit Union Member
As a Service CU member, you'll save year after year.*
Mobile Banking
Experience seamless banking on the go. With our intuitive mobile platform, manage your finances anytime, anywhere, ensuring you’re always in control.
No Hidden Fees
Transparent and honest banking is our promise. You’ll never be caught off guard by unexpected charges, ensuring a trustworthy banking relationship.
Surcharge-Free ATMs
Enjoy unparalleled access to your funds. With a network of 85,000 ATMs worldwide, we guarantee that cash withdrawals are always convenient and fee-free.
Checking & Savings Accounts Tailored for You
Whether it’s the convenience of direct deposit* with our checking accounts or the high dividends from our savings certificates, Service CU offers a checking or savings account for everyone.
Savings Rates Up To 5% APY**
Make your money work harder for you with our high-yield savings options, designed to optimize growth and maximize your returns.
Early Pay Day***
Experience financial freedom faster with SCU, where eligible members can access their paychecks up to two days in advance.
No Hidden Fees
Enjoy the peace of mind that comes with transparent banking—our accounts come with no hidden maintenance fees, letting you save more.
Drive Your Dream with Our Vehicle Loans
From cars to motorcycles, enjoy competitive vehicle loan rates, streamlined application processes, and flexible repayment terms that pave the way for a smooth ride.
New Car Loans
With flexible terms, you’ll find a car loan to meet your needs and fit your budget perfectly.
Used Car Loans
Get the same low rate as a new auto loan on vehicles up to three model years old.†
Refinance Car Loans
Keep the vehicle you love but lower your payment by refinancing an existing auto loan with Service CU.
Personal Loans for Every Life Event
With a personal loan of up to $50,000* from Service CU, you can get back on track and weather whatever financial situation comes your way.
Personal Loans
With a personal loan, you can borrow up to $50,000 to help pay for everything from unexpected medical bills and moving costs to your dream wedding or vacation.
Personal Line of Credit
A Service CU line of credit gives you access to funds only when needed. You can use this type of loan for any expenses you have from travel to the unexpected.
Energy Efficiency Loans
Heating bills can hurt your wallet. Get the help you need to pay your home heating bills and make energy-efficient home improvements.
Embrace a Brighter Financial Future with Service CU!
Embarking on a new financial journey or aiming to elevate your existing one? Service Credit Union is your partner. We’re more than just a credit union—we’re a community deeply committed to your growth. Welcome to banking made personal.
*Members of Service CU who fall into the Direct Deposit+ tier of our Everyday Checking account, on average save $236.49 a year based on ATM Surcharge reimbursement, ISA fee reimbursements and having auto loan that is $24,580.73 for 65 months at a discounted rate of 3.38% APR.
**Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 10/01/2024 and subject to change without notice. Dividends paid on daily balances of up to $500; variable APY of 5.00%. If actual daily balance exceeds $500, the remaining balance will receive variable APY of 5%-0.25%. Dividends are calculated based on the daily balance with the sum of the daily earnings credited on the last day of each month. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
***Immediate credit of your direct deposit to your Service CU account up to two (2) business days early is based upon when we receive your payroll from your employer. Service CU cannot assume any liability for not depositing these funds to your account early. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.