Commercial Mortgages
Real Estate Loans for Growing BusinessesFlexible Commercial Mortgages for Business Growth
Expand your business with tailored financing solutions from Service Credit Union. Our commercial mortgages are designed to meet the needs of growing businesses, whether you’re purchasing, renovating, or building a new commercial property. With competitive rates, flexible terms, and local expertise, we are your trusted partner in business lending.
Explore Our Commercial Real Estate Loans
Service Credit Union offers a variety of commercial real estate loans to help businesses secure the properties they need to grow and thrive. Whether you need funding for a new office, retail space, or investment property, we have solutions tailored to your unique goals.
Why Choose Service Credit Union for Your Commercial Mortgage?
| Competitive Rates Lock in low rates to keep your costs manageable. |
| Customized Terms Flexible loan terms designed to fit your business plan. |
| Local Expertise Our commercial lenders understand the New Hampshire and Massachusetts markets. |
| Fast Approval Process Get the financing you need without delays. |
Types of Business Loans We Offer
Owner-Occupied Commercial Mortgages
Ideal for small business owners looking to purchase or refinance the property where they operate. Build equity while stabilizing monthly costs.
Investment Property Loans for Businesses
Designed for those purchasing or refinancing income-generating properties such as office buildings, retail spaces, or multi-family units.
Construction Loans
Planning to build from the ground up? Our construction loans provide financing for new builds, ensuring you have the funds to turn your vision into reality.
Renovation Loans
Upgrade your existing commercial property with renovation loans that enhance your space and increase its value.
How to Apply for a Commercial Mortgage with SCU
Our streamlined application process makes it easy to secure the financing your business needs:
- Contact a Business Lending Specialist: Speak to our experts for personalized guidance.
- Gather Required Documents: Business financial statements, personal financial statement, and property details.
- Submit Your Application: Our team will review your application quickly.
- Receive Fast Approval: Once approved, close your loan and grow your business.
Why Service Credit Union?
We offer more than just loans. With personalized service, local expertise, and a commitment to your success, we’re here to help your business thrive. Whether you’re a small business owner or a seasoned investor, we have the right solutions to meet your needs.
Get Started Today!
Call us at 800.296.4644, email BusinessServicesLending2@servicecu.org, or fill out the form below to start your commercial mortgage journey.
Commercial Real Estate Mortgages FAQs
What is a Commercial Mortgage?
A commercial mortgage is a loan used to purchase or refinance commercial property. These loans are specifically for businesses and income-generating properties.
What Are the Benefits of a Credit Union Commercial Mortgage?
- Lower Rates: Credit unions often offer more competitive rates than traditional banks.
- Personalized Service: Work directly with local lending specialists.
- Flexible Terms: Tailored loan terms to meet your business’s unique needs.
How Do I Qualify for a Commercial Mortgage?
Eligibility is based on several factors, including:
- Cash flow/debt service coverage
- Financial stability
- Property value
- Loan purpose
What Documents Are Required to Apply?
- Business financial statements
- Personal financial statement
- Property details