First Time Home Buyers

First-Time Homebuyer Loans With Lower Rates & Fast Approvals

From pre-approval to closing day, we’re here to guide your first home journey.
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We Make Buying Your First Home Feel Right

At Service Credit Union, we know buying your first home is a milestone.

A front door to new memories. A backyard for first barbecues. A bedroom wall ready for crayon art.

When you're ready to take that big step, we're ready to walk beside you with expert guidance, competitive rates, and a hassle-free mortgage process.

  • Fast Approvals: Close in as little as 30 days.
  • Competitive Rates: Affordable financing options tailored for first-time buyers.
  • Expert Guidance: Our mortgage specialists simplify the process.
  • Low Down Payment Options: Flexible solutions for first-time buyers, including access to homebuying assistance programs tailored to all budgets.
  • Trusted Support: Real people, real answers, real dedication.
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Kevin W., Sullivan, NH

I’m extremely impressed with how fast and smooth this home-buying process was with all parties involved. Thank you!
I’m extremely impressed with how fast and smooth this home-buying process was with all parties involved. Thank you!

Kevin W., Sullivan, NH
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Lawrence and Janet B., Wilton, NH

From start to finish, our refinancing mortgage was handled with courtesy and in a timely manner that was extended to us.
From start to finish, our refinancing mortgage was handled with courtesy and in a timely manner that was extended to us.

Lawrence and Janet B., Wilton, NH

Your Mortgage Questions, Answered

*The displayed rates for conventional loans assume a loan amount of $500,000 for a single-family, owner-occupied purchase transaction with a down payment of 40% and a credit score of 740 or higher. VA rates assume a loan amount of $500,000 and no down payment. Conventional jumbo loans assume a loan amount of $806,500 and a 40% down payment. VA jumbo assumes a loan amount of $806,500 with no down payment. Payment examples can be obtained by clicking the calculate payments button above and do not include taxes or insurance premiums. Payment obligation will be higher.