Jumbo Mortgages for Bigger Possibilities

Your dream home shouldn’t have limits. That’s why we offer jumbo mortgage loans with competitive rates and flexible terms.

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Bigger Loans, Better Rates, More Opportunities

Looking to finance a high-value home? Jumbo mortgages give you the power to borrow beyond conventional loan limits, with the flexibility, speed and competitive rates you deserve.

Why Choose a Service Credit Union Jumbo Mortgage?

Loan amounts above $726,200 (even higher in select counties)
Competitive rates, designed to help you save
Fixed & adjustable-rate options to fit your needs
Fast processing—close in as little as 30 days
VA Jumbo available—zero down payment for qualified borrowers
Appraisal rebate up to $695 on purchase loans

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Getting a Jumbo Mortgage Shouldn’t Be Complicated

We believe home financing should be clear and hassle-free. Whether you're purchasing a primary residence, second home or vacation home, we’re here to help you navigate the process with confidence.

Do You Qualify?

Loan amounts must exceed $726,200 (limits vary by location).
Subject to credit approval and a minimum credit score (varies by loan type).
A down payment is required for conventional jumbo loans.
Property insurance is required.

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Have Questions? We're here to help.

I’m extremely impressed with how fast and smooth this home-buying process was with all parties involved. Thank you!

Kevin W., Sullivan, NH

From start to finish, our refinancing mortgage was handled with courtesy and in a timely manner that was extended to us.

Lawrence and Janet B., Wilton, NH

I could not be happier with how Service CU handled my refi … I am truly happy I chose Service CU for all of my banking needs.

Thomas R., Salem, NH

Jumbo Mortgage FAQs

^*Appraisal rebate of up to $695 will be applied for purchase loans only. A purchase loan is the financing connected to the purchase of a property involving the transfer of title from seller(s) to buyer(s). Applicant(s) will be required to pay the estimated cost of the appraisal up front. Rebate will be applied as a credit at closing towards the total amount paid for the appraisal associated. Credit will not exceed the amount paid and cannot be transferred or exchanged for cash equivalent. Subject to change or be discontinued at any time. **Conventional jumbo loans assume a loan amount of $806,500 and a 40% down payment. VA jumbo assumes a loan amount of $806,500 with no down payment. Payment examples can be obtained by clicking the calculate payments button above and do not include taxes or insurance premiums. Payment obligation will be higher.