Credit and Lending
Five Reasons to Use Your Credit Card This Holiday Season
As the leaves change and the holiday season approaches, it’s the perfect time to start planning your holiday shopping. With fall marking the start of increased spending on travel, gifts, dining and seasonal decor, it’s […]
Why Refinancing Your Auto Loan is a Smart Move Before Winter
Considering refinancing your auto loan before winter? Discover how a better rate can help you save money and manage seasonal expenses more effectively. As winter approaches, many of us begin to prepare for colder temperatures […]
Best Times to Refinance Student Loans
Need flexibility with your student loans? Refinancing your federal and/or private student loans can be a great way to consolidate payments and potentially save money on interest over time. Learn how refinancing can make your […]
How Credit Scores Influence Auto Loan Interest Rates
If you need to borrow money for a new or used car, one of the key factors you’ll need to consider is your auto loan interest rate. Your credit score can greatly influence the interest […]
Why Refinancing Your Student Loan Can Benefit Established Professionals
It’s no secret that many Americans are struggling to repay their student debt. According to the U.S. Department of Education, in March 2023, about 44 million U.S. borrowers collectively owed more than $1.6 trillion in […]
How Does Credit Card APR Work?
Whether you’re shopping for a new credit card or reviewing your current credit card bill, you may be wondering what credit APR is and how it works. APR stands for Annual Percentage Rate, and refers […]
The Benefits of Auto Loan Preapproval
The following is a contributed post by LendingTree and does not reflect advice from Service Credit Union. With the average price of a new car coming in at just under $50,000, few people can afford […]
The First-Time Buyer’s Handbook to Homeownership
With prices up and inventory down, the prospect of buying a home can be overwhelming. We’re here with a few guiding tips to help navigate the process. Set realistic expectations. Do your research. A wide […]
Exploring the Top 12 Credit Questions
Whether you’re looking to build credit or improve your credit score, it’s crucial to understand how credit works and what affects it. Let’s delve into the top 12 credit questions and demystify the world of […]
Struggling to Pay Your Credit Card Debt? Here’s What You Can Do
The following is a contributed post by LendingTree and does not reflect advice from Service Credit Union. Credit cards are a great tool to manage inconsistent cash flow or cover unexpected expenses. If you turned to credit […]