Credit and Lending

Building good credit is a cornerstone of financial health, and there is evidence that young people are beginning to use credit to their advantage early in life. For Gen Z, establishing credit in your late […]

Debt can be overwhelming, especially when juggling multiple payments, interest rates, and due dates. If you’re looking for a way to simplify your financial life, one method to consider is using a credit card for […]

Extended auto loans have become a popular option, especially as car prices have risen.   But are they the best choice for your budget? Let’s explore the pros and cons of extended auto loan terms, so […]

As the leaves change and the holiday season approaches, it’s the perfect time to start planning your holiday shopping. With fall marking the start of increased spending on travel, gifts, dining, and seasonal décor, it’s […]

Considering refinancing your auto loan before winter? It’s a smart strategy to: As winter approaches, many of us begin to prepare for colder temperatures and the extra expenses that come with the season. If you’re […]

Need flexibility with your student loans?  Refinancing your federal and/or private student loans can be a great way to consolidate payments and potentially save money on interest over time. Learn how refinancing can make your […]

If you need to borrow money for a new or used car, one of the key factors you’ll need to consider is your auto loan interest rate. Your credit score can greatly influence the interest […]

It’s no secret that many Americans are struggling to repay their student debt. According to the U.S. Department of Education, in March 2023, about 44 million U.S. borrowers collectively owed more than $1.6 trillion in […]

Whether you’re shopping for a new credit card or reviewing your current credit card bill, you may be wondering what credit APR is and how it works.   APR stands for Annual Percentage Rate, and refers […]