Credit and Lending

Line of Credit vs Credit Card: What’s the Difference?
A line of credit and a credit card can both be great options for short-term financing. However, they’re not created equal. Check out just a few key differences to help you decide which is best […]

Eight Unhealthy Credit Card Habits to Kick Now
By Joseph Muscente The following is a contributed article from LendingTree and does not reflect the opinion of Service Credit Union. You’ve probably known people for whom credit cards were the root cause of financial […]

Why Gen Z Should Start Building Credit Now
The below content is provided by our friends at Pocketnest, and does not reflect financial advice from Service Credit Union. Service CU’s Fin-Life app for financial wellness is powered by Pocketnest. Download it today on […]

How to Decipher Financial Aid Award Letters
The below content is contributed by our partners at CU Student Choice, which provides easier options for paying for education through credit unions. You’ve received your college acceptance letters – congratulations! If you’ve been accepted […]

How Does a VA Loan Work?
Are you a current or former military member looking to buy a home? If you are eligible, a VA loan may be the best option for you. A VA loan is a no or low […]

How to Get Credit Ready to Buy a Home
If you’re planning to purchase a home, you may be worried about your credit and how it will affect the financing of your house. A good credit score increases the likelihood of qualifying for a […]

How to Navigate Today’s Volatile Real Estate Market
As both home prices and interest rates rise, so do concerns about buying in today’s real estate market. We sat down with expert Mike Mulhern, Assistant Vice President of Real Estate Lending at Service Credit […]

Five Reasons to Use Your Credit Card This Holiday Season
While everyone is feeling the pinch more than ever as we approach the holiday season, there are some things we can’t avoid spending money on. One way to make the spending a little less painful? […]

Beginner’s Guide to Mortgages
What is a mortgage? Most would say it is a loan to purchase a home. That’s true, but mortgages come in many flavors with different terms and conditions.

How to Find the Right Real Estate Professional for You
Is finding a real estate agent on your to-do list this summer? Hiring a professional real estate agent can help you make smarter decisions and avoid expensive mistakes. Whether you’re buying or selling, follow our […]