We're Here to Support You

Financial Assistance During the Government Shutdown

With the federal government currently shut down, Service Credit Union is prepared to meet your financial needs.

We know how difficult it can be to take on the stress of a government shutdown. That’s why we’re committed to supporting you during this trying time. Service Credit Union currently offers the following:

Financial Assistance Loan

For existing members with direct deposit who have not received pay or only partial pay during the government shutdown, we’re offering a 0% APR* loan for up to four months, with no payments for up to 90 days, up to $5,000, if pay was impacted. Standard underwriting criteria applies.

For existing members with no direct deposit or new members, we're offering a 4% APR** loan for up to four months, with no payments for up to 90 days, up to $5,000, if pay was impacted. Standard underwriting criteria applies.

Loan Repayment Options

Skip-A-Pay

*APR= Annual Percentage Rate. All loans are subject to credit approval. No application fee or prepayment penalty. Maximum loan amount is lesser of $5,000 or two times your monthly income, with first payment not due for up to 90 days and up to 4 months to repay balance. To qualify for the 0% APR, member must have an existing direct deposit into a Service Credit Union account or provide proof that a direct deposit has been established to be deposited into a Service Credit Union account. Payment example: A 4-month loan at 0% APR for $5,000 will result in 4 payments of $1,250.00. A copy of furlough orders is required for all Government Shutdown Loans. Loan will be funded after your pay date has passed without pay or you only received partial pay. Loan cannot be combined with the Government Shutdown one-time payroll credit offer unless the payroll credit was reversed by Service Credit Union and you are still in need of assistance or your account is negative due to the reversal. If you received the one-time payroll credit and it has not been reversed, the amount credited to you must be rolled into the amount of the loan. Must be an existing member of Service Credit Union in good standing as defined by our Account Agreement and Disclosures. Loan offer subject to change or be discontinued without notice. Additional terms and conditions may apply.

**APR= Annual Percentage Rate. All loans are subject to credit approval. No application fee or prepayment penalty. Maximum loan amount is $5,000 or two times your monthly income with first payment not due up to 90 days and up to 4 months to repay balance. You will be eligible to decrease your APR to 0% if you provide proof that direct deposit into a Service Credit Union account has been established. Payment example: a $1,000 loan with a 4-month term financed at 4.00% APR would amount to 4 monthly payments of approximately $252.49 each. A copy of furlough orders is required for all Government Shutdown Loans. Loan will be funded after you provide proof that your pay date has passed without pay or you only received partial pay. Loan offer subject to change or be discontinued without notice. Additional terms and conditions may apply. Must be a member of Service Credit Union in good standing as defined by our Account Agreement and Disclosures or establish membership with $5 in a Primary Savings Account.