Woman Walking In Nature

The Card That Keeps It Simple

Start strong. Stay supported.
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Why Choose a Credit Card
From Service Credit Union?

Whether you’re building credit for the first time or starting fresh, the Service Credit Union Visa® Everyday Credit Card offers everything you need – and nothing you don’t.  

Feeling lost with all the credit card options out there? Not enough clear answers?

We make it simple:

No Annual Fee*

No Annual Fee*

Build your credit without paying to carry your card
No Penalty APR Increases

No Penalty APR Increases

Miss a payment? Your rate won’t spike – but we’ll work with you to get back on track
Straightforward Terms

Straightforward Terms

Transparent fees and no confusing fine print
Support When You Need It

Support When You Need It

24/7 member service and guidance from a team that puts your goals first
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Because the Future You Deserves a Card That Works As Hard as You Do

Woman-Paying-at-Cafe

Designed to Help You Begin

Whether you’re a student, service member, or simply new to credit, the Service Credit Union Visa® Everyday Credit Card helps you build your financial foundation responsibly, one step at a time.
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*Annual Percentage Rates (APR) range from 11.65% to 18.00%; accurate as of 01/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If expedited, card replacement fee is $75 in the U.S. and up to $150 overseas. There is a document copy fee of $15. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.