The Card That Keeps It Simple
Start strong. Stay supported.Why Choose a Credit Card
From Service Credit Union?
Whether you’re building credit for the first time or starting fresh, the Service Credit Union Visa® Everyday Credit Card offers everything you need – and nothing you don’t.
Feeling lost with all the credit card options out there? Not enough clear answers?
We make it simple:
No Annual Fee*
Build your credit without paying to carry your card
No Penalty APR Increases
Miss a payment? Your rate won’t spike – but we’ll work with you to get back on track.
Straightforward Terms
Transparent fees and no confusing fine print
Support When You Need It
24/7 member service and guidance from a team that puts your goals first
Because the future you deserves a card that works as hard as you do.
4.8 out of 5 stars
Designed to Help You Begin
Whether you’re a student, service member, or simply new to credit, the Service Credit Union Visa® Everyday Credit Card helps you build your financial foundation responsibly, one step at a time.
Service CU Member Reviews
* Annual Percentage Rates (APR) range from 12.15% to 18.00%; accurate as of 10/07/2025 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If expedited, card replacement fee is $75 in the U.S. and up to $150 overseas. There is a document copy fee of $15. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.