Motorcyclist

Fuel Your Freedom With a Motorcycle Loan

Check your rate below for a personalized rate estimate with no impact to your credit score.
Check Your Rate

Financing Your Motorcycle Starts Here 

Whether you’re shopping for a new bike or picking up a used one, Service Credit Union makes it easier to explore financing with terms that fit your budget, and a process that keeps things moving. 

Start by checking your rate, then take the next step when you’re ready. We’ll be here from start to finish. 

Why Riders Choose Service Credit Union 

Here’s what you can count on with Service Credit Union motorcycle financing: 

  • Competitive Rates – Motorcycle loan rates starting as low as 8.24% APR.* 
  • Terms That Work for You – Choose a repayment plan that fits your monthly budget. 
  • Simple, Streamlined Process – Check your rate and view personalized options quickly. 
  • Straightforward Financing – No hidden fees. No surprises. 
  • Support Along the Way – Real help when you need it, every step of the journey. 

Ready to see what your rate could look like? 

 

Check Your Rate

Motorcycle Loan Rate

As low as

8.24%
APR*

More Than a Low Rate - A Partner

Transparent & Trustworthy

Transparent & Trustworthy

Clear terms and straightforward financing, so you know what to expect.
Tailored to You

Tailored to You

Pick a loan term that fits your budget and your riding plans.
Personalized Support

Personalized Support

We’ll help you move forward with confidence, from your first step to payoff.
Check Your Rate

Motorcycle Loans FAQs

What’s my next step?

For auto loans, auto refinance loans and motorcycles, use the link below to check your rate for a personalized rate estimate with no impact to your credit score.

Check Your Rate

For all other recreational vehicles, including ATVs, RVs, campers and boats, visit a branch or contact us.
Are there any prepayment penalties?
No. Pay off your loan early with no fees or penalties.
How long does the approval process take?
Most applicants receive a decision quickly; often the same day.
Can I finance a used vehicle?
Absolutely! Our vehicle loans are available for both new and used vehicles.
Do I have to be a member to apply?
Yes, Service Credit Union membership is required to apply for an auto loan. Not a member yet? Joining is easy. Begin your application now.
Check Your Rate
*Rates shown are Annual Percentage Rate (APR), accurate as of 2/12/2026 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 8.99% APR less .75% = 8.24%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. The collateral age and loan term may impact the APR offered. Members must maintain the checking account tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Cannot be combined with any other offer. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.