Recreational Vehicle

Get Ready for the Road Ahead With an RV Loan

Competitive Rates. Flexible Terms. Easy Decisions.
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Financing Your Next Adventure Starts Here 

Whether you’re planning weekend getaways or long stretches on the open road, Service Credit Union makes it easier to finance a recreational vehicle that fits your lifestyle. With competitive RV loan rates, flexible terms, and a simple process, you can focus less on the financing, and more on where you’re headed next. 

Why Members Choose Service Credit Union for RV Loans 

Here’s what you can count on when financing your recreational vehicle with Service Credit Union: 

  • Competitive Rates – RV and camper loan rates starting at 10.24% APR.* 
  • Flexible Repayment Options – Choose loan terms that work with your budget and travel plans. 
  • Simple, Streamlined Process – Check your rate and explore personalized options quickly. 
  • Straightforward Financing – No hidden fees or surprises. 
  • Support You Can Rely On – Real guidance from people who put members first. 

Ready to see what your RV loan could look like? 

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Recreational Vehicle Loan Rates

Contact Us to Get Started
Vehicle Type Rates Starting At:
ATVs, Personal Water Vehicles, Snowmobiles 8.84% APR**
UTVs 8.84% APR**
RVs/Campers 10.24% APR*
Boats 10.24% APR*
Vehicle Type
ATVs, Personal Water Vehicles, Snowmobiles
Rates Starting At:
8.84% APR**
UTVs
Rates Starting At:
8.84% APR**
RVs/Campers
Rates Starting At:
10.24% APR*
Boats
Rates Starting At:
10.24% APR*

More Than Just a Loan

Transparent & Trustworthy

Transparent & Trustworthy

Clear terms and straightforward financing, so you know what to expect before you hit the road.
Tailored to You

Tailored to You

Loan terms designed to fit your budget, your plans, and your pace of travel.
Your Financial Partner

Your Financial Partner

From your first trip to your final payment, we’ll be with you along the way.
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Recreational Vehicle Loans FAQs

What’s my next step?

For auto loans, auto refinance loans and motorcycles, use the link below to check your rate for a personalized rate estimate with no impact to your credit score.

Check Your Rate

For all other recreational vehicles, including ATVs, RVs, campers and boats, visit a branch or contact us.
Are there any prepayment penalties?
No. Pay off your loan early with no fees or penalties.
How long does the approval process take?
Most applicants receive a decision quickly; often the same day.
Can I finance a used vehicle?
Absolutely! Our vehicle loans are available for both new and used vehicles.
Do I have to be a member to apply?
Yes, Service Credit Union membership is required to apply for an auto loan. Not a member yet? Joining is easy. Begin your application now.
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*Rates shown are Annual Percentage Rate (APR), accurate as of 2/12/2026 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 10.99% APR less .75% = 10.24%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. The collateral age and loan term may impact the APR offered. Members must maintain the checking account tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Cannot be combined with any other offer. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

**Rates shown are Annual Percentage Rate (APR), accurate as of 2/12/2026 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 9.59% APR less .75% = 8.84%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. The collateral age and loan term may impact the APR offered. Members must maintain the checking account tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Cannot be combined with any other offer. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.