Savings Account FAQs
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*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 07/01/2025and subject to change without notice. Dividends paid on daily balances of up to $500; variable APY of 5.00%. If actual daily balance exceeds $500, the remaining balance will receive variable APY of 5%-0.25%. Dividends are calculated based on the daily balance with the sum of the daily earning credited on the last day of each month. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
**Annual Percentage Yield (APY) is accurate as of the last dividend declaration date 07/01/2025 and subject to change without notice. Minimum balance to earn dividends is $2,500.00; variable APY of 0.50%. For balances of $25,000.00 to $99,999.99; variable APY of .60%. For balances $100,000.00 or greater; variable APY of .75%. If at any time during the month the money market daily balance drops below $2,500.00, a fee will be assessed. Please see the fee schedule for the monthly fee amount. Fees could reduce the earnings on the account. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
***Annual Percentage Yield (APY) is accurate as the last dividend declaration date of 07/01/2025 and subject to change without notice. Dividends paid on daily balances of $3,000 and less at 3% APY. If daily balance exceeds $3,000, the remaining balance will receive a variable APY of 3.00%-0.25%. On the first day in November, funds are disbursed via transfer to a Service CU account of your choosing at time of account opening. One Holiday Club account allowed per tax reporting owner. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
****Rates shown are Annual Percentage Yields (APY), accurate as of 07/01/2025, and subject to change without notice as determined by the Board of Directors. Rate advertised for 7-month term only. Minimum deposit of $500 is required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
**Annual Percentage Yield (APY) is accurate as of the last dividend declaration date 07/01/2025 and subject to change without notice. Minimum balance to earn dividends is $2,500.00; variable APY of 0.50%. For balances of $25,000.00 to $99,999.99; variable APY of .60%. For balances $100,000.00 or greater; variable APY of .75%. If at any time during the month the money market daily balance drops below $2,500.00, a fee will be assessed. Please see the fee schedule for the monthly fee amount. Fees could reduce the earnings on the account. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
***Annual Percentage Yield (APY) is accurate as the last dividend declaration date of 07/01/2025 and subject to change without notice. Dividends paid on daily balances of $3,000 and less at 3% APY. If daily balance exceeds $3,000, the remaining balance will receive a variable APY of 3.00%-0.25%. On the first day in November, funds are disbursed via transfer to a Service CU account of your choosing at time of account opening. One Holiday Club account allowed per tax reporting owner. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
****Rates shown are Annual Percentage Yields (APY), accurate as of 07/01/2025, and subject to change without notice as determined by the Board of Directors. Rate advertised for 7-month term only. Minimum deposit of $500 is required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.