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Take a Break From Your Student Loans

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Simplify your experience when you move your student loans to Service Credit Union with CU Student Choice.

Borrow up to $75,000* for undergraduate and $100,000* for graduate, and enjoy these benefits:

  • One low monthly payment
  • Refinance private, federal, PLUS, or a mix of these**
  • Flexible payment terms to fit your budget
⚠️ IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.
*To qualify, the selected repayment term must be 10 years or less. Upon disbursement of your refinance loan, no payments will be required, and no interest will accrue during a three-month promotional period. After this three-month promotional period ends, this loan requires full payments of principal and interest. Must be or become a member of Service Federal Credit Union. Promotion subject to change or be discontinued without notice at our discretion.

**All loans subject to credit qualification and additional criteria, including graduating from an approved school. Equal opportunity lender. Loan amounts are based on member qualification.