U.S. Privacy Notice
Facts
WHAT DOES SERVICE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some by not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Service Federal Credit Union chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR INFORMATION
| DOES SERVICE CREDIT UNION SHARE? | CAN YOU LIMIT THIS SHARING? | |
|---|---|---|
| FOR OUR EVERYDAY BUSINESS PURPOSES—SUCH AS TO PROCESS YOUR TRANSACTIONS, MAINTAIN YOUR ACCOUNT(S), RESPOND TO COURT ORDERS AND LEGAL INVESTIGATIONS, OR REPORT TO CREDIT BUREAUS | YES | NO |
| FOR OUR MARKETING PURPOSES—TO OFFER OUR PRODUCTS AND SERVICES TO YOU | YES | NO |
| FOR JOINT MARKETING WITH OTHER FINANCIAL COMPANIES | YES | NO |
| FOR OUR AFFILIATES’ EVERYDAY BUSINESS PURPOSES—INFORMATION ABOUT YOUR TRANSACTIONS AND EXPERIENCES | NO | WE DON'T SHARE |
| FOR OUR AFFILIATES’ EVERYDAY BUSINESS PURPOSES—INFORMATION ABOUT YOUR CREDITWORTHINESS | NO | WE DON'T SHARE |
| FOR NONAFFILIATES TO MARKET TO YOU | NO | WE DON'T SHARE |
Data obtained through the short code program will not be shared with any third parties for their marketing reasons/purposes, although data collected via other means will be shared in accordance with the items above.
Who we are
Who is providing this notice?
Service Federal Credit Union
What we do
How does Service Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We only work with companies that undertake security measures that will protect your non-public personal information.
How does Service Federal Credit Union collect my personal information?
We collect your personal information for example, when you
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purpose information about your creditworthiness
- Affiliates from using your information to market to you
- Share for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Our affiliates include financial companies with a Service name including Service Financial Advisors, LLC.; Service Insure, LLC.; Service Capital, LLC.; and Service Exchange, LLC.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Non-affiliates we share with can include insurance companies, payment networks, and credit card companies.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our join marketing partners include payment networks and credit card companies.