¹ Must establish membership, or be an existing member of Service CU, with at least $5 in a Primary Savings account and open a new Everyday or Dividend checking account with direct deposit between 06/16/2025 to 12/31/2025. To qualify for the bonus, new checking account must be opened via link on the promotional webpage associated with the offer during the promotion period. Exceptions to using the link will only be made if you can confirm membership with the State Police Association of Massachusetts at a branch location. Checking account must remain open and in good standing and have at least 3 consecutive calendar months of recurring direct deposits totaling a minimum of $1,500 each calendar month into the new checking account within the first 120 days of account opening. The term calendar month is defined as the period between the first day of a month and the last day of a month, for example November 1st through November 30th. Deposits must be new funds into the Service CU account and cannot be transferred from any other account held at Service CU. Must complete a minimum of 5 point-of-sale transactions, defined as purchases made with your Service CU debit card or debit card information, each month for at least 3 consecutive calendar months with each point-of-sale transaction being a minimum of $5. All qualification criteria must be met within the first 120 days of account opening. The bonus will be deposited into member’s Primary Savings account within 60 days of all criteria being met for qualifying members. Primary Savings Account may not be closed or restricted at the time of payout to receive the bonus. To qualify, member must live in ME, VT, NH, MA,CT or RI and cannot be an employee of Service CU. Dividend Checking has a variable Annual Percentage Yield (APY) of 0.15% accurate as of 05/20/2025; no minimum balance required to earn APY. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away bonus from your account. Service CU will issue a 1099-INT for tax purposes. This promotion is exclusively for members that do not currently, or have not previously, held any consumer checking account product with Service CU within the past 12 months. Offer subject to change or be discontinued at any time without notice.


² Immediate credit of your direct deposit to your Service CU account up to two (2) business days early is based upon when we receive your payroll from your employer. Service CU cannot assume any liability for not depositing these funds to your account early. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.


³ Loan Discounts do not apply to real estate, lines of credit, business loans, certificate or share secured consumer loans, or VISA loans. Discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. The collateral age and loan term may impact the APR offered. Members must maintain the checking account tier qualifications for the life of the loan in order to keep their loan discount. Discount conditions will be set forth in your loan contract. Floor rate may apply. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.


⁴ Member must be eligible state, local, or federal law enforcement, firefighters, emergency medical response personnel, or pensioned retirees of those professions. Offer eligible for owner occupied, primary residences only. Service Credit Union will offer up to $1,000 toward closing costs for approved eligible loans. Closing cost credit can be combined with other closing cost credit offers, with a max credit not to exceed $1,500. Property insurance is required. Subject to credit report, title, recording, settlement, and appraisal fees. Certain costs associated with the transaction will be the members responsibility regardless of property listing status, including but not limited to per diem interest, taxes of any kind, and insurance premiums. Other conditions may apply, please ask your loan originator for details. Subject to credit worthiness and dwelling requirements. Must be an existing member or eligible for membership.