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UNH Wildcats

Get $100 when you open a checking account and get the official debit card of the UNH Wildcats.*

Get Rewarded

Make the most out of your UNH experience. Get a checking account with Service Credit Union, and you’ll get $100 deposited right into your account.* Plus, you can get $25 every time you refer a friend to Service CU checking!**

Apply online today, and pick up your debit card at our branch inside Wildcat Stadium. Once you’re a Service Credit Union member, you’ll enjoy all these perks, and more:

Member Perks Include:

  • Bank anytime, anywhere with our mobile app for iOS or Android
  • Access three convenient ATMs on campus
  • No-fee shared branching throughout the U.S.
  • Get free popcorn at UNH hockey games
  • Earn 5% APY*** on your first $500 with our Primary Savings Account
  • Each swipe of your UNH debit card supports the Service Credit Union Athletic Scholarship Fund

As your relationship with us grows, you’ll gain access to more features and benefits.

Ready to Apply? Follow These Quick Steps:

  1. Visit our branch, or use our online application portal
  2. Select your membership eligibility
    • Not sure if any apply to you? Join the American Consumer Council on us, and you can become a Service Credit Union member.
  3. Under "Selected Products," there is no need to select a debit card.
    • Once approved, visit our UNH branch and present your UNH ID to pick up your official Wildcat debit card

Service Credit Union Locations

 Get started or pick up your UNH Wildcats debit card at any of these convenient spots:

Get More Savings Tips and Tricks on Our Good Cents Blog!

Back to School Savings: 6 Proven Ways to Cut School Shopping Costs

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The back-to-school season can be exciting but it can also put a strain on your budget. Between clothes, electronics, school supplies and activity fees, the costs add up quickly. With a little planning, you can make sure your kids have everything they need without overspending.

Here are some budget-friendly school shopping strategies to help you save money and start the year strong.

Create a Back to School Budget

Before you shop, set a clear spending limit. A budget helps you avoid impulse buys and prioritize the essentials. Start by making a list of what your child truly needs for the upcoming year. Check your home for leftover supplies from last year before adding new items to your list.

A good budget for back to school shopping will vary based on your child’s grade, required supplies and clothing needs. Many families spend between $200 and $500, but the key is to work within what’s realistic for your household.

Take Advantage of Discounts and Sales

Look for back to school discounts at major retailers and local shops. Many stores offer special deals in July and August, as well as price-match guarantees. Consider signing up for store loyalty programs that can give you extra savings or coupons.

If your state offers a tax-free weekend, use it to save on big-ticket items like laptops or tablets. These weekends can also help cut costs on clothing, shoes and other supplies.

Shop Smart for Supplies

Knowing how to save money on school supplies starts with planning. Buy basics like notebooks, pencils and folders in bulk if you have multiple children or can split costs with another family.

Generic or store-brand supplies are often just as durable as name brands at a fraction of the price. If your school provides a supply list, shop early to avoid last-minute markups.

Be Strategic With Clothing Purchases

Instead of buying a full wardrobe before school starts, purchase only the essentials for the first few weeks. This allows you to spread out expenses and take advantage of sales later in the season. Watch for clearance racks and consider resale or consignment shops for gently used clothing at much lower prices.

Don’t Overlook Electronics Savings

If your child needs a new laptop or calculator, look for student discounts from major electronics brands. Some retailers offer bundles with free accessories or extended warranties. Check your credit card benefits as well—some include purchase protection or extra warranty coverage.

Cheap School Shopping Hacks

Retailers often discount last year’s inventory just before the school year begins. Look for notebooks, backpacks and lunchboxes on clearance shelves. Clothing from the end-of-season racks can be worn now and layered later as the weather changes.

Items like tissues, glue sticks and pencils are cheaper when purchased in large packs. Team up with friends or family to split the cost and share supplies so everyone saves.

Apps like Rakuten or Ibotta can give you a percentage of your purchase back, and many stores have loyalty programs that offer discounts or points toward future purchases. Combining these can turn everyday school shopping into long-term savings.

Focus on the items your child needs for the first month of school, then wait for post-season sales to grab extras or trendy items. This avoids paying peak prices on things that may go on sale in just a few weeks.

Start the School Year Prepared and on Budget

By planning ahead and using these back to school budget tips, you can get everything your child needs without breaking the bank. Smart shopping now means less financial stress and a stronger start to the school year.

ChrisBanker By Chris Banker
*Must be a member of Service CU with at least $5 in a Primary Savings account and open a new Everyday or Dividend Checking account with the UNH Wildcats debit card. The $100 bonus will be deposited to the Primary Savings account upon member presenting a valid UNH student or faculty ID and receiving the UNH Wildcats debit card at the UNH branch. Dividend Checking has a variable Annual Percentage Yield (APY) of 0.15% accurate as of 07/16/2025; no minimum balance required to earn APY. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away bonus from your account. The credit union will issue a 1099-INT for tax purposes. This promotion is exclusively for members that do not currently, or have not previously, held any checking account product with Service CU. Offer subject to change or be discontinued without notice.

**In order to qualify for the $25 referral promotion, referrer must be a member of Service CU with at least $5 in their Primary Savings account. Referred friend (referee) must be eligible for and open a new membership with at least $5 in their Primary Savings account and must open a new Everyday or Dividend Checking account with the UNH Wildcats debit card. Both referrer and referee must be either a UNH student or faculty member and present a valid UNH student or faculty ID. Referee must not currently, or have not previously, held a membership with Service CU to qualify for this promotion. For Dividend Checking there is a variable Annual Percentage Yield (APY) of 0.15% accurate as of 07/16/2025 and no minimum balance required to earn APY. The $25 bonus will be deposited to the Primary Savings account of both the referee and referrer after all requirements have been met and referee receives the UNH Wildcats debit card at the UNH branch. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away the bonus from your account. The credit union will issue a 1099-INT for tax purposes. Offer subject to change or be discontinued without notice.

***Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 07/16/2025 and subject to change without notice. Dividends paid on daily balances of up to $500; variable APY of 5.00%. If actual daily balance exceeds $500, the remaining balance will receive variable APY of 5%-0.25%. Dividends are calculated based on the daily balance with the sum of the daily earning credited on the last day of each month. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.