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UNH Wildcats

Get $100 when you open a checking account and get the official debit card of the UNH Wildcats.*

Get Rewarded

Make the most out of your UNH experience. Get a checking account with Service Credit Union with the official debit card of the UNH Wildcats, and you’ll get $100 deposited right into your account.* Plus, you can get $25 every time you refer a friend to Service Credit Union checking!**

Apply online today, and pick up your debit card at our branch inside Wildcat Stadium. Once you’re a Service Credit Union member, you’ll enjoy all these perks, and more.

Member Perks Include:

  • Bank anytime, anywhere with our mobile app for iOS or Android
  • Access three convenient ATMs on campus
  • No-fee shared branching throughout the U.S.
  • Get free popcorn at UNH hockey games
  • Earn 5% APY*** on your first $500 with our Primary Savings Account
  • Each swipe of your UNH debit card supports the Service Credit Union Athletic Scholarship Fund

As your relationship with us grows, you’ll gain access to more features and benefits.

Ready to Apply? Follow These Quick Steps:

  1. Visit our branch, or use our online application portal
  2. Select your membership eligibility
    • Not sure if any apply to you? Join the American Consumer Council on us, and you can become a Service Credit Union member.
  3. Under "Selected Products," there is no need to select a debit card.
    • Once approved, visit our UNH branch and present your UNH ID to pick up your official Wildcat debit card

Service Credit Union Locations

 Get started or pick up your UNH Wildcats debit card at any of these convenient spots:
Service Credit Union UNH Branch

Service Credit Union UNH Branch

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Whittemore Center ATM

Whittemore Center ATM

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Field House ATM

Field House ATM

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Apply Now

Get More Savings Tips and Tricks on Our Good Cents Blog!

Five Tips for Surviving the Holidays on a Budget

The holidays should bring joy. However, when every trip to the grocery store or gas station feels more expensive than the last, the season can also bring a heavy dose of stress. In 2025, 67% of Americans report living paycheck to paycheck. Even households with steady incomes are struggling to keep up, leaving little room for holiday travel, gifts, or hosting holiday gatherings. 

Celebrating does not have to mean draining your savings or racking up credit card debt. With planning and budget-conscious choices, you can still enjoy traditions that matter. 


1. Holiday Travel on a Budget 

  • Skip peak travel days. If you can, avoid flying or driving on the Wednesday before Thanksgiving or the weekend before Christmas – those days often see the highest ticket prices and traffic. 
  • Pack smarter. Extra baggage fees add up quickly. Challenge yourself to fit everything into a carry-on (bonus: no waiting at baggage claim). 
  • Road trip savings. Carpool with family or friends heading in the same direction. Sharing fuel and toll costs can make a big difference. 
  • Virtual visits. Can’t afford the trip this year? Plan a video “holiday dinner” call with family. You’ll still connect – without the fuel costs. 

2. Feast Without the Financial Hangover 

  • Make it a potluck. Hosting does not mean you have to cook every dish. Ask guests to bring their favorite side or dessert. 
  • Choose budget-friendly dishes. Pasta bakes, chili, and casseroles feed a crowd without costing a fortune. 
  • Set the mood with DIY décor. A string of lights, some greenery, and candles go a long way. Pinterest has endless low-cost ideas. 
  • Cut back on extras. No one will notice if you skip matching napkins or pricey table centerpieces. What they will remember is the feeling of connection. 

3. Gifts That Don’t Break Your Budget (or Your Spirit) 

  • Secret shopper or gift swaps. Instead of buying for everyone, draw names so each person gives and receives one thoughtful gift. 
  • Set a spending cap. Agree as a family or friend group to keep gifts under $20 or $30. It keeps things fun and fair. 
  • DIY presents. Baked goods, homemade candles, or framed photos are heartfelt and affordable. 
  • Give the gift of time. Write a “coupon” for a free babysitting night, a homemade dinner, or a weekend coffee date. These often mean more than store-bought items. 

4. The Best Traditions Are Free 

It’s easy to feel pressure to “keep up” during the holidays. The best memories often come from shared traditions, not expensive purchases. Watching a classic holiday movie, taking a walk to see neighborhood lights, or baking cookies together costs little to nothing. 


5. Wrap Up the Year With a Plan 

  • Make a holiday budget. Decide how much you can afford to spend in total, then break it down into categories (travel, gifts, food). 
  • Track spending in real time. Use a budgeting app or your financial institution’s online tools to make sure you are staying on track. 
  • Start saving early for next year. Even putting $10 to $20 per paycheck into a dedicated “holiday fund” can make a huge difference by the time next November and December rolls around. 

You Don’t Have to Do This Alone 

The holidays can be overwhelming when you are stretched thin, but you have support from our financial literacy and wellness center. If debt is weighing you down, GreenPath Financial Wellness offers free financial counseling and a Debt Management Program that can lower interest rates and make monthly payments more manageable. 

By Green Path Financial
View All Blog Posts
*Must be a member of Service CU with at least $5 in a Primary Savings account and open a new Everyday or Dividend Checking account with the UNH Wildcats debit card. The $100 bonus will be deposited to the Primary Savings account upon member presenting a valid UNH student or faculty ID and receiving the UNH Wildcats debit card at the UNH branch. Dividend Checking has a variable Annual Percentage Yield (APY) of 0.15% accurate as of 07/16/2025; no minimum balance required to earn APY. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away bonus from your account. The credit union will issue a 1099-INT for tax purposes. This promotion is exclusively for members that do not currently, or have not previously, held any checking account product with Service CU. Offer subject to change or be discontinued without notice.

**In order to qualify for the $25 referral promotion, referrer must be a member of Service CU with at least $5 in their Primary Savings account. Referred friend (referee) must be eligible for and open a new membership with at least $5 in their Primary Savings account and must open a new Everyday or Dividend Checking account with the UNH Wildcats debit card. Both referrer and referee must be either a UNH student or faculty member and present a valid UNH student or faculty ID. Referee must not currently, or have not previously, held a membership with Service CU to qualify for this promotion. For Dividend Checking there is a variable Annual Percentage Yield (APY) of 0.15% accurate as of 07/16/2025 and no minimum balance required to earn APY. The $25 bonus will be deposited to the Primary Savings account of both the referee and referrer after all requirements have been met and referee receives the UNH Wildcats debit card at the UNH branch. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away the bonus from your account. The credit union will issue a 1099-INT for tax purposes. Offer subject to change or be discontinued without notice.

***Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 07/16/2025 and subject to change without notice. Dividends paid on daily balances of up to $500; variable APY of 5.00%. If actual daily balance exceeds $500, the remaining balance will receive variable APY of 5%-0.25%. Dividends are calculated based on the daily balance with the sum of the daily earning credited on the last day of each month. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.