Mortgage Assistance Programs*
Get the Financial Help You Need to Lock Down Your Dream HomeService Credit Union Mortgage Assistance Options*
Service Credit Union offers various Mortgage Assistance programs to support your journey to homeownership. Whether you need help with down payments, closing costs, or specialized loans, we are here to help.
Down Payment and Closing Cost Assistance
VA Home Loans
USDA Rural Development Loans
Accessory Dwelling Units (ADU) Program
Renovation Loans
First-Time Homebuyer Resources
Ready to take the next step towards homeownership? Contact us today to explore our mortgage assistance options and find the best program for your needs.
Frequently Asked Questions
What documents are required for the deferment program?
You will need to provide proof of income loss, such as a layoff notice or recent pay stubs showing reduced income. Additionally, you must complete the application form available on our website or through our support team.
How long does the loan modification process take?
The loan modification process typically takes 30-60 days from the initial consultation to the finalization of new loan terms. This period may vary depending on the complexity of your financial situation and the promptness of document submission.
Are there any fees associated with mortgage assistance programs?
No, Service Credit Union does not charge any fees for applying to or participating in our mortgage assistance programs. Our goal is to provide support and relief without adding to your financial burden.
*Cash assistance offer only available on qualifying loan products for applicants who meet income and property requirements. Property must be located in New Hampshire. Applicable cash assistance will be applied as a credit on the closing disclosure and is not transferable. Additional restrictions may apply. Contact a Loan Officer for further details. Offer subject to change or be discontinued at any time without notice. Applicant subject to creditworthiness, debt-to-income, and property requirements. Please contact a mortgage specialist for additional program details and requirements.