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4.50% APY*

6-Month Business
Share Certificate

4.25% APY*

9-Month Business
Share Certificate

4.00% APY*

12-Month Business
Share Certificate

Grow Your Assets With
A Business Share Certificate

Investing in your business is essential and so is planning for the future. Our Business Share Certificate requires a minimum $500 deposit for six months to five years. In return, we offer a higher dividend rate than regular savings accounts, maximizing your excess capital.

In today’s fluctuating economy, idle surplus funds can lead to lost earnings and missed opportunities. Instead, opt for a secure Business Share Certificate. Your money is federally insured up to $250,000 per tax ID, so your money is safe and sound while the dividends compound every month.

How Does a Share Certificate Work?

STEP 1 Image

Deposit

Call us at 800.296.4644 to get started and deposit a minimum of $500 with a guaranteed Annual Percentage Yield.

STEP 2 Image

Collect

Collect dividends that are compounded and credited monthly.

STEP 3 Image

Withdraw

At the end of your certificate’s term, withdraw your money plus the dividends you’ve earned, or roll over your earnings into a new certificate.

Business Certificate Rates

Please call 800.296.4644 to open a certificate today
MINIMUM DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
$500.003 Months3.928%4.00%*Call 800.296.4644 to get started.
$500.006 Months4.410%4.50%*Call 800.296.4644 to get started.
$500.009 Months4.169%4.25%*Call 800.296.4644 to get started.
$500.0012 Months3.928%4.00%*Call 800.296.4644 to get started.
$500.0015 Months3.445%3.50%*Call 800.296.4644 to get started.
$500.0018 Months3.203%3.25%*Call 800.296.4644 to get started.
$500.0024 Months2.960%3.00%*Call 800.296.4644 to get started.
$500.0036 Months2.325%2.35%*Call 800.296.4644 to get started.
$500.0048 Months2.423%2.45%*Call 800.296.4644 to get started.
$500.0060 Months2.472%2.50%*Call 800.296.4644 to get started.

*Rates shown are Annual Percentage Yields (APY), accurate as of 12/03/2024, and subject to change without notice. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change monthly as determined by the Board of Directors. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

Share Certificate Calculator

Use our certificate calculator to see how much your deposit would grow over any of our available terms.

The Service Credit Union Difference

White Glove Service

White-Glove Service

Our team of financial experts at Service Credit Union provides personalized guidance to navigate your business financing decisions confidently. Benefit from expert advice tailored to your business’s unique financial needs.

Total Banking Solution

Total Banking Solutions

We offer a range of financial solutions tailored to your business, including business checking, certificates, and financing. Our team is committed to supporting the growth and success of both new and established businesses.

Business Benefits

Business Benefits

Benefit from exclusive Service Credit Union perks, including competitive rates and tailored services. Our support includes not just financial products, but also tools for your business’s key financial decisions, such as payroll and payment processing.