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Fuel Your Small Business With an SBA Loan

Get the funding you need to grow, from a credit union that understands small business needs.  
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Funding That Moves Your Business Forward 

Accessing capital shouldn’t slow your business down. Service Credit Union offers SBA loans designed to support small business growth with flexible terms and competitive financing. 

Whether you’re expanding operations, purchasing property, or strengthening cash flow, our SBA-backed loan options provide the funding and guidance you need to move forward confidently.

What You Can Expect 

  • Lower down payments to help you get started faster
  • Longer repayment terms—up to 10 years for non-real estate loans
  • Government-backed financing that reduces lender risk
  • Flexible use of funds for working capital, real estate or more
  • Exclusively for established businesses (not available for startups)

 

Business SBA Loan briefcase

SBA Lending Services Built for Small Business Owners

Find financing, and a partner to guide you. 
Personalized Loan Guidance

Personalized Loan Guidance

Get a solution tailored to your business goals and industry.
Simplified Application Process

Simplified Application Process

We help gather only what you need—no guesswork or red tape.
Local Lending Experts

Local Lending Experts

Work directly with specialists who understand your market.
Competitive Rates & Terms

Competitive Rates & Terms

We offer SBA loans with affordable structures built to last.
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Let’s Build What’s Next
We’re ready when you are. Get in touch with our business lending team today.
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SBA Loan FAQs

Get started with confidence.

Can I apply online for an SBA Loan?
You can start your application by contacting our team. We’ll match you with a dedicated lending specialist.
Do you offer refinancing?
Yes, but only on SBA loans over $250,000 due to regulatory restrictions.
How does the application process work?
Our team will assess your goals and guide you through a streamlined process, providing a custom list of documents to make it simple.
What can I use the funds for?
Funds can be used for working capital, equipment, inventory, real estate or business expansion.
How do I qualify for an SBA loan?
Eligibility is based on your business’s size, profit status, location of operations and creditworthiness. Startups are not eligible.
What is an SBA Loan?
An SBA loan is a business loan partially guaranteed by the U.S. Small Business Administration, designed to help businesses access capital with lower down payments and longer terms.