|Opt in to Courtesy Pay and we will cover your everyday debit card transaction overdrafts until your negative balance exceeds $25.*|
*A $30 overdraft fee will be assessed per item for the Dividend Checking account and Everyday Checking account. Formal trust accounts are also not eligible for this service. A $10 Courtesy Pay fee will be assessed per item for the Student Checking account. Fee is waived for everyday debit and ATM transaction overdrafts until your account balance exceeds $25, if you opt in. A fee may be imposed for covering overdrafts created by check, in-person withdrawal, or by other electronic means. You have 33 days to pay your negative balance before you will be considered no longer in good standing with Service Credit Union. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or you have too many overdrafts. Overdraft transfers and fees are activated based on your available balance, which may be less than your current balance, depending on pending charges, holds and pledges on your account.