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Consumer Disclosure


CONTEST DESCRIPTION: Close on any eligible consumer loan product (new/used auto, credit card, first mortgage or personal loan) and be automatically entered into a drawing for a series of Visa Gift Cards.

ELIGIBILITY: To enter the Contest, you must be a lawful permanent resident of the United States and be 18 years or older. Employees of Service Credit Union, immediate families and members of their households are ineligible to participate. Qualified entrants are eligible to win only once during the contest period.


TO ENTER AUTOMATICALLY: A Service Credit Union member automatically receives one (1) Game Time Sweepstakes entry for each eligible consumer loan (new/used auto, credit card, first mortgage or personal loan) that is opened and in good standing during the contest period (9/1/19 – 12/31/19). Automatic entries will be recorded by Service Credit Union once the loan is disbursed and posted during daily processing. Qualifying loans must be posted by Service Credit Union by midnight Eastern Standard Time at month’s end for drawing for that month’s prizes.

TO ENTER BY MAIL: Send a 3 ½ x 5 card with your name, date of birth, daytime phone number and mailing address to: Service Credit Union Marketing Dept., “Game Time Sweepstakes”, PO Box 1268, Portsmouth, NH 03802. Each handwritten entry will be deemed received by the Credit Union when it is time and date stamped by Service Credit Union personnel. Only one entry per individual will be accepted. Multiple entries are void, and if a handwritten entry is declared a monthly winner, but Service Credit Union is unable to determine the winner due to illegible writing, that entry will be disqualified. Each handwritten entry will receive one chance to win within the drawing period. All handwritten entries must be received by 5:00 pm Eastern Standard Time on the last business day of each month.

DRAWING AND NOTIFICATION: There will be 4 drawings during the contest period. The drawings will be held within the first five (5) business days of the months October, November, December and January. In each drawing, the winner will be randomly selected from eligible entries. Odds of winning a prize depend on the number of eligible entries received. Winner will be notified by phone. If a potential winner cannot be reached within three (3) business days from first notification attempt, then such person shall be disqualified and an alternate winner will be chosen randomly from the eligible pool. All prizes will be awarded. If any notification attempt or prize delivery fails or is returned for any reason, such potential winner may forfeit the prize. PRIZES: Two (2) prizes will be awarded for each Game Time Sweepstakes monthly drawing: one (1) for those living in the US and one (1) for those members living outside of the US.

Monthly prizes include:

PrizeNo. of Winners of Each PrizePrize DescriptionApproximate Retail Value
September Prize2One (1) $500 Visa Gift Card$500
October Prize2One (1) $500 Visa Gift Card$500
November Prize2One (1) $500 Visa Gift Card$500
December Prize2One (1) $500 Visa Gift Card$500

All prizes are subject to change throughout the Game Time Sweepstakes Period. Prizes are not transferable. Prizes may not be substituted for or redeemed for cash.

PRIZE CONDITIONS: All federal, state or other tax liabilities (including income taxes) arising from this drawing will be the sole responsibility of the winner. Each winner must provide the Credit Union with valid identification before any prize will be awarded. Except where prohibited by law, the winner’s entry and acceptance of the prize constitutes permission for the Contest entitles to use said winner’s name, photograph, likeness, statements, biographical information and voice on a worldwide basis, in all forms of media without further compensation.

CONTEST CONDITIONS: This Contest is subject to all applicable federal, state and local laws. By participating entrants agree to be bound by these Official Rules and the decision of the sponsor and waive any right to claim ambiguity in the Contest or these Official Rules. Sponsor may prohibit an entrant from participating in the Contest or winning a prize if, at its sole discretion, it determines that said entrant is attempting to undermine the legitimate operation of the Contest by cheating, deception or unfair playing practices or intending to annoy, abuse, threaten or harass any other entrants or sponsor representatives. If for any reason this Contest is not capable of running as planned, including, but not limited to, infection by computer virus, bugs, tampering, unauthorized intervention, fraud or any other causes beyond the reasonable control of the sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of the promotion, then the sponsor reserves the right at its sole discretion to award all prizes by conducting a random drawing from all eligible mailed entries received. Any person attempting to defraud or in any way tamper with the Contest will be ineligible for prizes and may be prosecuted to the full extent of the law.

LIMITATIONS OF LIABILITY: Winner and entrants agree to release, discharge, indemnify and hold harmless the Contest Entities and each of their respective officers, directors, employees, representatives and agents from and against any claims made by the winner, entrants or any other third parties related in any way to the operation of this Contest, as well as any other claims, damages or liability due to any injuries, damages or losses (whether alleged, threatened, or actual) to any person (including death) or property of any kind resulting in whole or in part, directly or indirectly, from acceptance possession, misuse or use of any prize or participation in any Contest-related activity or participation in this Contest.

RULES / WINNER INFORMATION: To receive winner information or an additional copy of these Official Rules, send a self-addressed, stamped envelope to: Service Credit Union Game Time Sweepstakes, PO Box 1268, Portsmouth, NH 03802. Please specify “Rules” or “Winner Info”. Winner information will be available after January 31, 2020.

SPONSOR: Service Credit Union, PO Box 1268, Portsmouth, NH 03802.

CONTEST ADMINISTRATOR: Service Credit Union, PO Box 1268, Portsmouth, NH 03802.

CONSUMER DISCLOSURE: You have not yet won. No purchase or payment of any kind is necessary to enter or win this Contest. Odds of winning a prize depend on the number of entrants at the time of the drawing.