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Roll Over Your Funds Into A New Share Certificate

Have a certificate maturing June 1 – June 30? Choose from a 6-month, 12-month or 15-month term, with a minimum deposit of just $500, and transfer to one of these new rates and terms with no penalty.**

Call us today at US: 800.936.7730 | International: 00800.4728.2000 or visit a branch near you to move your funds into a new certificate at an even higher rate.

Service Credit Union Certificate Rates

Please call or visit a branch to open an IRA certificate. US: 800.936.7730 | International: 00800.4728.2000
MINIMUM DAILY
BALANCE TO OBTAIN APY
TERMDIVIDEND RATEANNUAL PERCENTAGE YIELD
$500.003 Months3.928%4.00%*Open a 3-month certificate Now
$500.006 Months4.410%4.50%*Open a 6-month certificate Now
$500.009 Months4.169%4.25%*Open a 9-month certificate Now
$500.0012 Months3.928%4.00%*Open a 12-month certificate Now
$500.0015 Months3.445%3.50%*Open a 15-month certificate Now
$500.0018 Months3.203%3.25%*Open a 18-month certificate Now
$500.0024 Months2.960%3.00%*Open a 24-month certificate Now
$500.0036 Months2.325%2.35%*Open a 36-month certificate Now
$500.0048 Months2.423%2.45%*Open a 48-month certificate Now
$500.0060 Months2.472%2.50%*Open a 60-month certificate Now

*Rate shown is Annual Percentage Yield (APY), accurate as of 12/03/24, and subject to change without notice. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change on the 1st and 16th of every month, as determined by the Board of Directors.

**Rate shown is Annual Percentage Yield (APY), accurate as of 12/03/24, and subject to change without notice. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change on the 1st and 16th of every month, as determined by the Board of Directors. Early termination penalty will be waived for members with existing certificates maturing between April 1, 2024 – June 30, 2024, who rollover the existing certificate into a new 6-month, 12-month or 15-month term as part of this offer. Standard early termination penalties will be in effect on the new certificate. 

Share Certificate Calculator

Use our certificate calculator to see how much your deposit would grow over any of our available terms.

*Rate shown is Annual Percentage Yield (APY), accurate as of 06/05/24, and subject to change without notice. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change on the 1st and 16th of every month, as determined by the Board of Directors.

**Rate shown is Annual Percentage Yield (APY), accurate as of 12/03/24, and subject to change without notice. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change on the 1st and 16th of every month, as determined by the Board of Directors. Early termination penalty will be waived for members with existing certificates maturing between April 1, 2024 – June 30, 2024, who rollover the existing certificate into a new 6-month, 12-month or 15-month term as part of this offer. Standard early termination penalties will be in effect on the new certificate.