Depositing your hard-earned money into an NCUA-insured credit union means you can rest assured that your deposits are safe and are federally insured up to $250,000 per account holder, per institution, through the National Credit Union Administration (NCUA), a U.S. government agency. Retirement accounts may also be insured separately up to $250,000. To learn more about how NCUA insurance protects your deposits, view the video below.