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Consumer Disclosure 


CONTEST DESCRIPTION: To show our appreciation for military spouses, Service Federal Credit Union will be accepting nominations for our Military Spouse of the Month contest from May 2023 through April 2024. Nominate yourself or someone else who is the spouse of an active, guard or reserve military member, or veteran, for a chance to win a $500 prize each month during the contest period. Each winner will also select one registered 501c(3) nonprofit of their choice to receive $500 on their behalf. Winners will be selected from that month’s pool of entries, which will be submitted via a form on Service Federal Credit Union’s website. In May 2024, Service Federal Credit Union will select one person from the 12 winners to be a grand prize winner of $2,500, to be named Military Spouse of the Year, with an additional $2,500 going directly to a nonprofit of their choosing. 

ELIGIBILITY: To enter the contest, you must be a lawful permanent resident of the United States and be 18 years or older. Individuals located overseas that are not covered under SOFA and do not have Individual Logistical Support (ILS) are not eligible.  Employees of Service Federal Credit Union, immediate families and members of their households are ineligible to participate.  

HOW TO ENTER: To enter, fill out the entry form at with your name, contact information, and a short blurb about what being a military spouse means to you, as well as a photo. You may enter yourself or nominate someone to win. All entrants and nominees must meet eligibility criteria. Only one entry per individual will be accepted. 

WINNER SELECTION AND NOTIFICATION: Service Federal Credit Union staff will review all entries for eligibility, then vote  for the nominee they feel is the most deserving  from that month’s pool of entries. The nominee that receives the most votes will be deemed the monthly winner on the selection date shown in the table below. At the end of the contest period staff will vote to select a grand prize winner from the group of 12 monthly winners. Odds of winning a prize depend on the number of eligible entries received. Winners will be notified via email. If a potential winner does not respond to the credit union within three (3) business days from first notification attempt, then such person shall be disqualified, and an alternate winner selected from the eligible pool. All prizes will be awarded. If any notification attempt or prize delivery fails or is returned for any reason, such potential winner may forfeit the prize. 

Entry Submitted Prize Selection Date 
5/12/2023-5/29/2023 One (1) $500 Prize Tuesday 5/30/2023 
5/30/2023-6/29/2023 One (1) $500 Prize Friday 6/30/2023 
6/30/2023-7/30/2023 One (1) $500 Prize Monday 7/31/2023 
7/31/2023-8/29/2023 One (1) $500 Prize Wednesday 8/30/2023 
8/30/2023-9/28/2023 One (1) $500 Prize Friday 9/29/2023 
9/29/2023-10/29/2023 One (1) $500 Prize Monday 10/30/2023
10/30/2023-11/29/2023 One (1) $500 Prize Thursday 11/30/2023 
11/30/2023-12/28/2023 One (1) $500 Prize Friday 12/29/2023 
12/29/2023-1/29/2024 One (1) $500 Prize Tuesday 1/30/2024 
1/30/2024-2/28/2024 One (1) $500 Prize Thursday 2/29/2024
2/29/2024-3/28/2024 One (1) $500 Prize Friday 3/29/2024 
3/29/2024-4/29/2024 One (1) $500 Prize Tuesday 4/30/2024 
One (1) $2,500 Prize Friday 5/10/2024 

PRIZES: A total of thirteen (13) prizes will be awarded, including twelve (12) $500 prizes and one (1) $2,500 prize. Each $500 prize will be deposited into the winner’s Service Federal Credit Union checking or savings account. If the winner is not a member of Service Federal Credit Union arrangements will be made with the winner for delivery of the prize. The winner will also choose a registered 501(c)3 to receive $500, to be sent to them by check from Service Federal Credit Union. At the end of the contest period, one winner will receive an additional $2,500 prize, and $2,500 for the nonprofit of their choice. All prizes are subject to change throughout the Military Spouse of the Month contest period. Prizes are not transferable.  

PRIZE CONDITIONS: All federal, state, or other tax liabilities (including income taxes) arising from this drawing will be the sole responsibility of the winner. Each winner must provide the Credit Union with valid identification before any prize will be awarded. Except where prohibited by law, the winner’s entry and acceptance of the prize constitutes permission for the contest entitles to use said winner’s name, photograph, likeness, statements, biographical information, and voice on a worldwide basis, in all forms of media without further compensation. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to you, and or we may freeze the bonus to, or we may take away the bonus from your account if deposited to a Service Federal Credit Union account. 

CONTEST CONDITIONS: This contest is subject to all applicable federal, state, and local laws, and may also be impacted by applicable international law. By participating entrants agree to be bound by these Official Rules and the decision of the sponsor and waive any right to claim ambiguity in the contest or these Official Rules. Sponsor may prohibit an entrant from participating in the contest or winning a prize if, at its sole discretion, it determines that said entrant is attempting to undermine the legitimate operation of the contest by cheating, deception or unfair playing practices or intending to annoy, abuse, threaten or harass any other entrants or sponsor representatives. If for any reason this contest is not capable of running as planned, including, but not limited to, infection by computer virus, bugs, tampering, unauthorized intervention, fraud or any other causes beyond the reasonable control of the sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of the promotion, then the sponsor reserves the right at its sole discretion to award all prizes by selection from all eligible entries received. Any person attempting to defraud or in any way tamper with the contest will be ineligible for prizes and may be prosecuted to the full extent of the law. 

LIMITATIONS OF LIABILITY: Winner and entrants agree to release, discharge, indemnify and hold harmless the contest entities which includes, Service Federal Credit Union, any person, organization or company, and each of their respective officers, directors, employees, representatives and agents from and against any claims made by the winner, entrants or any other third parties related in any way to the operation of this contest , as well as any other claims, damages or liability due to any injuries, damages or losses (whether alleged, threatened, or actual) to any person (including death) or property of any kind resulting in whole or in part, directly or indirectly, from acceptance possession, misuse or use of any prize or participation in any contest -related activity or participation in this contest .  

RULES / WINNER INFORMATION: To receive winner information or an additional copy of these Official Rules, send a self-addressed, stamped envelope to: Service Federal Credit Union Military Spouse of the Month, PO Box 1268, Portsmouth, NH 03802. Please specify “Rules” or “Winner Info”. Winner information will be available on the 15th of the month after the previous month’s winner has been drawn. 

SPONSOR: Service Federal Credit Union (d/b/a Service Credit Union), PO Box 1268, Portsmouth, NH 03802.  

CONTEST ADMINISTRATOR: Service Federal Credit Union (d/b/a Service Credit Union), PO Box 1268, Portsmouth, NH 03802.  

CONSUMER DISCLOSURE: You have not yet won. No purchase or payment of any kind is necessary to enter or win this contest. Odds of winning a prize depend on the number of entrants at the time of the drawing.