Checking and Savings
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Saving Tips for Students
As a college student, managing your finances might seem like a daunting task, especially when faced with limited resources and countless expenses. But fear not! With the right budgeting strategies and a little discipline, you […]
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What Is the Difference Between A Certificate of Deposit (CD) and Share Certificate?
If you are looking for the best savings account to maximize your returns, chances are you’ve thought about opening a share certificate or certificate of deposit (CD). Wondering what the differences are between these two, […]
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Emergency Savings: Why Every First Responder Needs a Fund
In the line of duty, first responders bravely face unpredictable situations daily. Amidst the chaos and uncertainty, one thing that can provide a sense of security is having a robust emergency fund. An emergency fund […]
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Emergency Funds: A Guide on How Much to Save and How
It’s often said to hope for the best but plan for the worst. When life throws unexpected challenges our way, the last thing we want is to add more debt to our plate. This is […]
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What Is a Holiday Club, and Do I Need One?
Chances are, you already have a savings account at a bank or credit union. So, when you hear about opening “club accounts,” what does that mean, and how do you know if you need one? […]
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Can Checking Accounts Earn Dividends?
While common knowledge states that a key difference between a savings account and a checking account is that a savings account earns interest or dividends, while a checking account does not, there are actually a […]
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Why Now Is a Great Time to Open a Share Certificate
If you’ve been following savings rates, you may have noticed that share certificate rates and Certificate of Deposit (CD) rates have been steadily rising in recent months. Learn why now may be the right time to […]
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Benefits of Direct Deposit and Why It May Be a Good Idea for You
Weighing the pros and cons of having your salary directly deposited into your checking account? According to Nacha, which manages the governance of the ACH (Automated Clearing House) Network, 93% of U.S. workers are paid […]
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What Is Certificate Laddering, and How Does It Work?
A share certificate is a type of savings vehicle that allows you to earn a higher APY (annual percentage yield) than a typical savings account, while locking up your deposit for a set period of […]
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Is a Money Market Right for You?
With so many savings and investment options out there, you might be wondering which one is right for you. If you already have a bit of money saved up and want to watch it grow, […]