Investing and Retirement

What Is Certificate Laddering, and How Does It Work?
A share certificate is a type of savings vehicle that allows you to earn a higher APY (annual percentage yield) than a typical savings account, while locking up your deposit for a set period of […]

How to Set Financial Goals
The below content is provided by our friends at Pocketnest, and does not reflect financial advice from Service Credit Union. Service CU’s Fin-Life app for financial wellness is powered by Pocketnest. Download it today on […]

Five Tips for Retirement Planning
By GreenPath Financial Wellness Are you planning to retire soon? If so, you’re in good company. In the next seven years, approximately a fifth of the U.S. population will reach the traditional retirement age of […]

How to Take Charge of Your Financial Health in Uncertain Times
While we can’t control or predict the unexpected, we are here to help you be financially prepared for whatever comes your way. If you are feeling overwhelmed by your current financial situation, you are not […]

How to Avoid Senior Scams
My Dad can’t let a phone ring more than once or twice before he answers it. He is 77 and lives alone. It doesn’t matter if he doesn’t recognize the number on the caller ID. […]

Is a Money Market Right for You?
With so many savings and investment options out there, you might be wondering which one is right for you. If you already have a bit of money saved up and want to watch it grow, […]

Understanding Your Retirement Savings Rollover Options
If you’ve recently changed jobs, you may be wondering what to do with your retirement savings from your previous employer. Believe it or not, you actually have many choices, each with its own pros and […]

The Top Five Reasons You Need a Financial Plan
The below content is provided by our friends at Pocketnest, and does not reflect financial advice from Service Credit Union. Service CU’s Fin-Life app for financial wellness is powered by Pocketnest. Download it today on […]

What is a Share Certificate? Your Guide to This Easy Money-Growing Secret
In the early years of my career as a Service Credit Union financial service representative, many members came to me looking for a high-yield, short-term way to shore up funds for the future. I quickly […]

Understanding Cryptocurrency: A Beginner’s Guide
Cryptocurrency doesn’t have to be cryptic. If you’ve been wondering what cryptocurrency is and how it works, we are here to answer all your questions! A cryptocurrency, or “crypto” for short, is a digital asset […]