Credit and Lending
How Does Credit Card APR Work?
Whether you’re shopping for a new credit card or reviewing your current credit card bill, you may be wondering what credit APR is and how it works. APR stands for Annual Percentage Rate, and refers […]
The Benefits of Auto Loan Preapproval
The following is a contributed post by LendingTree and does not reflect advice from Service Credit Union. With the average price of a new car coming in at just under $50,000, few people can afford […]
The First-Time Buyer’s Handbook to Homeownership
With prices up and inventory down, the prospect of buying a home can be overwhelming. We’re here with a few guiding tips to help navigate the process. Set realistic expectations. Do your research. A wide […]
Exploring the Top 12 Credit Questions
Whether you’re looking to build credit or improve your credit score, it’s crucial to understand how credit works and what affects it. Let’s delve into the top 12 credit questions and demystify the world of […]
Struggling to Pay Your Credit Card Debt? Here’s What You Can Do
The following is a contributed post by LendingTree and does not reflect advice from Service Credit Union. Credit cards are a great tool to manage inconsistent cash flow or cover unexpected expenses. If you turned to credit […]
What is a HELOC, and How Can It Help You?
You may have heard the term thrown around before, but you may still be wondering, what exactly is a HELOC, and is it right for me? If you’re a homeowner looking for a lower-interest loan […]
Common Types of Credit Fraud and How to Prevent Them
The following is a contributed article from LendingTree and does not reflect the opinion of Service Credit Union. Paying with a credit card may be convenient, but the ease of swiping a piece of plastic […]
Federal Student Loan Updates – Repayment and Next Steps
This is a Partner Post from Student Choice. We are proud to partner with Credit Union Student Choice in offering our members a valuable student lending solution! Learn more. If you have federal student loans, […]
Line of Credit vs Credit Card: What’s the Difference?
A line of credit and a credit card can both be great options for short-term financing. However, they’re not created equal. Check out just a few key differences to help you decide which is best […]
Eight Unhealthy Credit Card Habits to Kick Now
By Joseph Muscente The following is a contributed article from LendingTree and does not reflect the opinion of Service Credit Union. You’ve probably known people for whom credit cards were the root cause of financial […]