Benefits of Direct Deposit and Why It May Be a Good Idea for You
Weighing the pros and cons of having your salary directly deposited into your checking account? According to Nacha, which manages the governance of the ACH (Automated Clearing House) Network, 82% of U.S. workers are paid […]
Secured Loans vs Unsecured Loans: What You Need to Know
Chances are that at some point or another, you’ve had to borrow money in the form of a loan (or will need to in the future). Loans can come in a variety of forms and […]
What is a Secured Credit Card and How Do They Work?
I grew up in a time when it was still okay to mail credit card offers to 17 ½ year olds. I was a teller at the time and distinctly remember asking myself, “I’m not […]
Savings Accounts vs. Checking Accounts – Do You Need Both?
If you already have a checking or savings account, you might not feel the need to have both. However, it’s important to understand the differences between the two and to understand why they are both […]
What to Expect When You’re Expecting to Spend a Lot: Your Baby Money-Saving Guide
We all know that having kids isn’t cheap. And if you’re about to have your first, you may understandably want to buy them all the finest things that the world has to offer. I am […]
Credit Cards for Beginners
Are you in the market for a credit card? Whether you’re looking to be less dependent on cash, gain points and rewards or establish your credit history, opening your first card can be overwhelming. To […]