uChoose Rewards®

What is uChoose Rewards®

uChoose Rewards is our rewards program for Service Credit Union Visa® Signature Everyday Elite members. Card holders are able to earn points any time they use their Service Credit Union Visa® Signature Everyday Elite Credit Card, then redeem points for cash back, gift cards, travel rewards, PayPal purchases or merchandise (restrictions apply based on member’s mailing address.)

How do I earn uChoose Rewards points?

Service Credit Union Visa® Signature Everyday Elite cards will earn one-and-a-half points for every dollar spent. Plus, you can earn even more points when you shop at participating retailers listed on this site. Choose to shop in-store at national or local retailers or online through www.uchooserewards.com. When shopping in-store, select credit for qualifying purchases.

Where can I earn points?

You earn points everywhere your card is accepted. Points do not expire.

What can I redeem my points for?

All card holders will be able to redeem their points for cash back or use them toward PayPal purchases. Visa Signature Everyday Elite card holders earn 1.5 points for every dollar spent. You must have a minimum of 1,500 points to redeem. You can redeem your points in multiples of 1,500 points. Cash back will appear as a credit on the card account. This credit will reduce your balance but you are still required to make your minimum payment. Members in the U.S. and international members with AFO/FPO addresses have the option to redeem points for gift cards, and U.S. members will also be able to redeem points for a variety of merchandise options. It can take up to 5 business days to credit your account. Travel, merchandise and gift card redemption options are also available and valued at 1 point per $0.01 plus shipping and handling.

We keep track of all the points you earn and we even have a Wish List that will help you track when you have earned enough to redeem a specific item.

When can I redeem my points?

It can take up to 60 days for your points to be credited to your account. You must accumulate at least 1,500 points before you can redeem your points. After that, you can redeem for any number of amazing items. Simply look for your “Total Points Available for Redemption” on the Point Details page to see how many points you have available for redemption.

Can I share points with family members?

Yes, all cards within an account automatically earn points together. In addition, if you have multiple accounts with Service Credit Union, you can link them together to earn rewards faster. Just visit the Preferences page to link more accounts to your program.

Where can I view my point activity?

You can access the history of your point activity on the Point Details page.

Will my points automatically roll over if I close my card?

To roll over your points to a new card, please call Card Services at in the US 800.936.7730 or 00800.4728.2000 International

What if I shopped at a participating retailer, but my points are not showing up?

It can take up to 30 days for transactions to appear on the Point Details page, and up to 60 days for the transaction points to be credited to your account. If the qualified transaction does not appear on the Points Details page after 30 days, please contact the number or email address listed on the Contact Us page for assistance.

When I redeem for a product, can I ship my redemption to another address including a work address even if it’s not the one Service Credit Union has on file for me?

Yes – you will have the opportunity to change the address for your redemptions. Overseas members may choose to utilize this option, as we are only able to ship merchandise to U.S. addresses, and may only ship gift cards to U.S. members or overseas members with APO/FPO addresses.

Can points be redeemed at the point of purchase or can they only be redeemed online?

You may only redeem points online through www.uchooserewards.com.

What will happen to my points if my card is lost or stolen?

If your card is lost or stolen and a replacement is issued, points will automatically be transferred to the new card. Once you receive your new card, you will need to re-register on the website with your new card.

If someone manages to get access to my uChoose Rewards username and password, can they redeem my points?

Every effort is made to authenticate uChoose Rewards participants, but fraud can occur. If you feel that you might have been a victim of fraud, contact Service Credit Union at 800.936.7730 or 00800.4728.2000 so that an investigation can be undertaken.

How much does it cost to participate?

There is no cost. Membership in uChoose Rewards® is absolutely free for Service Credit Union Visa® Signature Everyday Elite card holders, so start shopping and earning today.

Can I return my redemption item, and if yes, how do I do it?

Some redemption items can be returned and some cannot. To understand the various redemption policies and processes, please review the Terms and Conditions.