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Enjoy Low Rates and No Annual Fee*

Everyday Preferred Credit Card

With the Everyday Preferred Credit Card, you’ll earn 1 uChoose Rewards point for every dollar you spend. Other great benefits include travel and emergency assistance services, purchase security, and extended warranty protection.

Click here to view the Visa credit card agreement.

Rates, Fees, and Rewards

RATES

Purchase and Balance Transfer Variable APR between
12.15% – 18% APR*

Terms and Conditions

FEES

No Annual Fee*
No Foreign Transaction Fees*
No Hidden APR Increases for Late Payment*

REWARDS

1 POINT for every dollar spent. Use points for cash back, travel, merchandise and more through uChoose Rewards®.

Tap to Pay with Visa’s Contactless Card

Visa Contactless Card

Take Advantage of Visa’s Signature Benefits

Travel and Emergency Assistance Services – Get access to highly skilled experts who are fluent in English while traveling. As a cardholder, you will be connected to the right resources to help resolve a wide variety of travel emergencies. This program provides assistance only. You are still responsible for the cost of any services received. For example, this service could help you receive a referral to a medical provider, but you would be responsible for paying the doctor for any services delivered.

Emergency Card Replacement – If your card is lost or stolen, VISA will block your card (if the card number is known) and connect you with Service CU to get an emergency card replacement within one to three business days.*

Extended Warranty Protection – Add up to one additional year to eligible U.S. manufacturer’s warranties of three (3) years or less. Eligible warranties of less than one year will be doubled. Members will receive extended warranty protection of up to $10,000 per claim, with a maximum total of $50,000 per year. Available through the Service CU Visa Signature Everyday Elite or Service CU Visa Platinum Everyday Preferred cards.

Purchase Security – If eligible items purchased with your Service CU Visa Signature Everyday Elite card or Service CU Visa Platinum Everyday Preferred card are stolen or damaged due to covered circumstances within the first 90 days, you are able to replace, repair or reimburse the item up to $10,000.

Other Credit Card Options

* Annual Percentage Rates (APR) range from 12.15% to 18%; accurate as of 03/01/21 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. $20, or the amount of the required minimum payment, whichever is less, will be assessed for a returned payment fee. The card replacement fee is $9.00.  Should you request a rushed or emergency card replacement, a fee of $40.00 shall be assessed. There is a document copy fee of $15.00.

** Existing Service Credit Union cardholders are not eligible for introductory APR. 0% Introductory rate valid on all purchases, cash advances, and balance transfers for first 6 billing cycles. After this period, the rate on your remaining balance will revert to your qualified rate between 8.15% and 16.15% APR, based on your creditworthiness. This rate is variable and subject to change with the WSJ Prime Rate. Balance transfers of existing balances on any SCU loan does not qualify for the 0% introductory rate. Eligible Service CU members must be in good standing. Other terms and conditions may apply.

*** Existing Service Credit Union cardholders are not eligible for introductory APR. 0% Introductory rate valid on all purchases, cash advances, and balance transfers for first 12 billing cycles. After this period, the rate on your remaining balance will revert to your qualified rate between 14.15% and 18.00% APR, based on your creditworthiness. This rate is variable and subject to change with the WSJ Prime Rate. Balance transfers of existing balances on any SCU loan does not qualify for the 0% introductory rate. Eligible Service CU members must be in good standing. Other terms and conditions may apply.

**** Must be a member of SCU or eligible for membership and a new Visa® Signature Everyday Elite Credit Card holder. In order to receive 15,000 rewards points, you must make $1,500 or more in purchases. If an existing Service Credit Union cardholder opens a Visa® Signature Everyday Elite Credit Card and makes $3,500 or more in purchases within the first 3 months, an additional 35,000 rewards points will be awarded. New Service Credit Union cardholders are not eligible for the additional 35,000 rewards points. The rewards points will be added to your rewards points balance within 30 days after you reach the required purchase dollar amount. Promotion subject to change or be canceled at any time and without notice.