Save on your used auto loan, and we’ll donate $100 to Toys for Tots
Make a difference this holiday season. From now through December 31, 2020, we’ll donate $100 for every used auto financed through Service Credit Union. Plus, you’ll also be automatically entered to win $5,000 in our “Game On” sweepstakes.*
No purchase necessary. Click here for sweepstakes rules.
Most people need a car—yet most don’t like the process of buying one. At Service Credit Union, we take away the stress of financing a car with the most competitive rates out there. In fact, if you find a better auto loan rate than ours, we’ll pay you $100***. And with our Indirect Lending program, you can arrange your loan straight from the dealer.
With flexible terms, you’ll find a loan that meets your transportation needs and fits your budget perfectly.
Already have a car loan? Here are five reasons you should consider refinancing your auto loan.
Vehicle Loan Rates
|Rates Starting At:|
|Automobiles||2.49% APR||Apply for a vehicle loan Now|
|Motorcycles||2.99% APR||Apply for a vehicle loan Now|
|Scooters||3.34% APR||Apply for a vehicle loan Now|
|RVs/Campers||4.24% APR||Apply for a vehicle loan Now|
|Boats||4.24% APR||Apply for a vehicle loan Now|
|ATVs, Personal Water Vehicles, Snowmobiles||3.34% APR||Apply for a vehicle loan Now|
|UTVs||3.34% APR||Apply for a vehicle loan Now|
Rates shown are Annual Percentage Rate (APR), accurate as of 10/16/2020 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 3.24% APR less .75% = 2.49%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.
What Will My Payment Look Like?
Did you know that the dealership where you are shopping for your new car probably works with Service Credit Union? Approach the car loan process with confidence, knowing that Service Credit Union works with over 600 dealerships throughout New England to provide fast and convenient financing. Be sure to mention that you’re a member, and chances are the dealership can complete the entire loan process for you in minutes. The application is simple, with the same low interest rates and attractive loan terms available that you would find in-branch or online. We are available seven days a week and offer dedicated, knowledgeable credit professionals to help your dealer serve their customers.
For more information contact our Indirect Lending Department at 800.936.7730, ext. 3555.
Take control of your car-buying process and search 8,500 participating dealerships. You can compare vehicles and conduct detailed research. When you buy your vehicle with one of our participating dealers, you’ll enjoy on-the-spot, one-spot vehicle shopping with no waiting for a loan. Visit AutoSMART to get started.
So, rumor has it you are in the market for a new ride but, may not know where to start.…
As a car owner, you may have loved or hated the car-buying process, but either way you are now the…
Explore different ways to buy a car
Buying a car is a big decision that may feel intimidating or confusing. This short learning course reviews the steps, options, and resources involved in the process to help guide you in your selection and purchaseHO
You’ll learn more about:
- The steps to apply for a car loan
- Developing your budget for buying a car
- Calculating your payments
*Rates shown are Annual Percentage Rate (APR), accurate as of 10/16/2020 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 3.24% APR less .75% = 2.49%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.
**No purchase necessary to win. One (1) entry awarded for each eligible consumer loan product (new/used auto, credit card, first mortgage or personal loan) closed during the contest period (10/19/20-2/28/21). Must be a lawful permanent resident of the United States and be 18 years or older to enter. See official rules for details.
***Offer available on purchases and refinances of new and used cars or motorcycles. Refis of existing Service Credit Union (SCU) loans are ineligible unless at least $1,000 new cash out. Rate matching applies to competitors’ auto loans that have terms and conditions consistent with SCU’s 12-75 month loan rates; $100 offer is only available on terms of 60-75 months. If SCU cannot beat competitors’ APR on a 60-75 month loan, we will credit $100 to a qualifying member’s SCU account up to 30 days after original loan application with SCU. A qualifying member is a new or existing member who applies for and is approved for an SCU loan. Proof of applicant’s eligibility for the competitor’s rate must be provided; quoting advertised rates are not sufficient. Approval and rate match eligibility is subject to applicant’s creditworthiness. If total reportable income from SCU equals $600 or more in a taxable year, the credit union will issue you a 1099-MISC. Private, non-commercial loan rates and terms are excluded from this promotion. Offer subject to change without notice. Individual must be a member of Service Credit Union or eligible for membership.