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Exclusive Online Offer

At Service Credit Union, we are dedicated to providing products and services that fit the unique needs of our military members. We know military life has its many challenges, and that’s why we’re here to grow with you.

Become a member today and you’ll get $100 when you open a new credit card, $100 when you open a checking account with direct deposit and eCommunications, and $300 for both.* From day one, you’ll enjoy benefits such as ATM fee reimbursements**, discounts on loans***, access to a 24/7 contact center and a mobile app that allows you to stay on top of your finances and keep your account with us wherever you are. Plus we provide personal face-to-face service to those members on U.S. military bases in Germany.

Accounts must remain open for at least 90 days to qualify for the incentive. $100 or $300 will be credited to your checking account by March 31, 2021, as long as all criteria have been met.* To qualify for the bonus, accounts must be opened online via the application links on this page.

Share this offer with a friend on Facebook using #StrongerWithService for a chance to win $100.

Everyday Checking Tailored to Your Lifestyle

  • Get paid up to two days early††
  • Up to .75% APR*** discounts on auto, personal and motorcycle loans
  • Up to $30 in ATM and foreign transaction fee reimbursements**.
  • Earn dividends on every penny with our Dividend Checking account.

Everyday Credit Cards For Your Everyday Purchases

Maximize your rewards with our Visa® Signature Everyday Elite Credit Card

  • Earn 1.5 points for every dollar you spend, with no annual fee, PLUS, get 15,000 bonus points when you spend $1500 in the first 60 days.‡‡
  • 0% APR on purchases, balance transfers and cash advances for 12 months.°
  • Free travel and emergency assistance services, cell phone protection plan°° and other great benefits.
  • Tap to pay for contactless purchases.

Just starting out? Help establish your credit with our Visa® Everyday credit card, without worrying about hidden fees

  • 0% APR on purchases, balance transfers and cash advances for 6 months°°
  • Free travel and emergency assistance services1
  • Tap to pay for contactless purchases

*Must open a qualifying share savings account with a minimum deposit of $5 and checking account and enroll in eCommunications, Online Banking and set up recurring direct deposit of at least $500.00 net pay per month. Accounts must remain open for at least 90 (ninety) days. Qualified bonus will be deposited into the share savings account by March 31, 2021. Dividend Checking has a variable Annual Percentage Yield (APY) of 0.15% accurate as of 11/1/2020 and no minimum balance required to earn APY. Fees may reduce the earnings on the account. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away bonus from your account. The credit union will issue a 1099-INT for tax purposes. Offer good from 10/01/2020 to 12/31/2020; subject to be changed or discontinued without notice.

**ATM surcharge and foreign transaction fee refunds credited up to $30 and reimbursed to members’ Primary Savings Accounts based on the current month checking account activity and tier level. ATM surcharge fee reimbursement would apply to fees imposed by non-network ATM owners.

***Loan Discounts do not apply to real estate, lines of credit, business loans, certificate or share secured consumer loans, or VISA loans. Discount will be applied to the APR that a member qualifies for based on creditworthiness.  Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount.

No purchase necessary. Must be a lawful permanent resident of the United States and be 18 years or older to enter. The credit union will issue a 1099-INT for tax purposes. Offer good from 11/02/2020-12/31/2020; subject to be changed or discontinued without notice. See official rules for details.

††Immediate credit of your direct deposit to your Service Credit Union (SCU) account up to two (2) business days early is based upon when we receive your payroll from your employer. SCU cannot assume any liability for not depositing these funds to your account early.

Annual Percentage Rates (APR) range from 8.15% to 18%; accurate as of 10/16/20 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. $20, or the amount of the required minimum payment, whichever is less, will be assessed for a returned payment fee. The card replacement fee is $9.00.  Should you request a rushed or emergency card replacement, a fee of $40.00 shall be assessed. There is a document copy fee of $15.00.

‡‡In order to receive 15,000 rewards points, you must make $1,500 or more in purchases. The rewards points will be added to your rewards points balance within 30 days after you reach $1,500 in purchases. Promotion subject to change or be canceled at any time and without notice.

°0% Introductory rate valid on all purchases, cash advances, and balance transfers for first 12 billing cycles. After this period, the rate on your remaining balance will revert to your qualified rate between 14.15% and 18.00% APR, based on your creditworthiness. This rate is variable and subject to change with the WSJ Prime Rate. Balance transfers of existing balances on any SCU loan does not qualify for the 0% introductory rate. This introductory offer is available to members of SCU in good standing. Other terms and conditions may apply.

°°0% Introductory rate valid on all purchases, cash advances, and balance transfers for first 6 billing cycles. After this period, the rate on your remaining balance will revert to your qualified rate between 8.15% and 16.15% APR, based on your creditworthiness. This rate is variable and subject to change with the WSJ Prime Rate. Balance transfers of existing balances on any SCU loan does not qualify for the 0% introductory rate. This introductory offer is available to members of SCU in good standing. Other terms and conditions may apply.

1Travel and Emergency Assistance Services gives you access to highly skilled experts who are fluent in English.  As a cardholder, you will be connected to the right resources to help resolve a wide variety of travel emergencies. This program provides assistance only. You are still responsible for the cost of any services received. Cellular Telephone Protection provides reimbursement for your stolen or damaged beyond use cell phone. Coverage includes your eligible phone and he first two additional eligible phones on your wireless account. Certain terms, conditions and exclusions apply.