At Service Credit Union, we have mortgages to suit every budget. Whether you’re a first time buyer or looking to refinance, we’re the experts you can trust.
Service Credit Union NMLS# 491588
Click your location below:
To reach the Real Estate Mortgage Specialists please call (800) 619-6575.
Home Equity
Service Credit Union offers two types of equity lending: A fixed rate home equity loan or a variable rate home equity line of credit. To determine which one best suits your needs, first determine how the money will be spent.
Home Equity Loan
A fixed rate home equity loan is the better choice when you know the total amount of money you need and want to receive this money in a lump sum. The loan will be repaid over a three to fifteen year period with fixed monthly payments.*
Home Equity Line of Credit (HELOC)
A variable rate home equity line of credit is right for you when you want cash availability. This revolving line of credit enables you to access your funds by simply writing a check. (This option is available on owner-occupied property only.) You can write checks on your line of credit for up to 10 years with an additional 179-month repayment period.
*Home equity loan available at fixed Annual Percentage Rate (APR) of 4.509% as of 8/1/17; this includes a .25% rate reduction for a net payroll direct deposit and an automatic loan payment for the life of the loan. APR example assumes a 10-year $20,000 loan and results in 120 monthly payments of $207.18. Payment example does not include taxes and insurance; actual payment obligation will be greater.
Our Real Estate Mortgage Specialists
Whether you are purchasing your first home or refinancing your current mortgage, our Mortgage Specialists will take the time to explain all of the options, help you understand the lending process and assist you in making the choices most suitable for your needs.
Michael Mulhern
Asst. Vice President – Real Estate Lending
800.619.6575 ext. 8332
NMLS# 276051
| Bedford Branch Manchester Walmart Branch |
Lawrence "Larry" George, CMP Real Estate Loan Specialist 603.629.9898 ext. 7609 NMLS# 162531 |
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| Rochester Branch Rochester Walmart Branch |
Michael Schulenberg Real Estate Lending Specialist -National 800.619.6575 ext. 6587 NMLS# 313608 Matt Gallant |
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| Salem Branch Salem Walmart Branch Derry Walmart Branch Hampton Branch Seabrook Walmart Branch Epping Walmart Branch Exeter Branch |
Robert Derrickson Assistant Manager of Origination 800.619.6575 ext. 7588 NMLS# 170208 |
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| Nashua Branch Amherst Branch Hudson Walmart Branch |
Carol Callihan, CMP Real Estate Loan Specialist 800.619.6575 ext. 2048 NMLS# 644374 |
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| Berlin Branch Lancaster Branch Concord Walmart Branch Plymouth Walmart Branch Franklin Branch Tilton Walmart Branch |
Kathleen S. Horgan Real Estate Loan Specialist 800.619.6575 ext. 2025 NMLS# 644378 |
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| Portsmouth Branch Portsmouth Walmart Branch |
Judith A. Pevine Real Estate Loan Specialist 800.619.6575 ext. 8339 NMLS# 644377 |
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| Lebanon Branch DHMC Branch |
Christopher W. Gilman Real Estate Loan Specialist 800.619.6575 ext. 7643 NMLS# 644375 |
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| Keene Branch Hinsdale Walmart Branch |
Jennifer Brooks Real Estate Loan Specialist 800.619.6575 ext. 7554 NMLS# 644376 |
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| Pease Branch Pease Air National Guard Base Branch Newington Walmart Branch Somersworth Branch TYCO Branch |
Steve Rewucki Real Estate Loan Specialist 800.619.6575 ext. 7860 NMLS# 849379 |
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| Falmouth Branch All towns & cities in Massachusetts |
Jennifer Getzie Real Estate Loan Specialist 800.619.6575 ext. 7679 NMLS# 1529265 |
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| Grand Forks Branch | Michael Schulenberg Real Estate Lending Specialist -National 800.619.6575 ext. 6587 NMLS# 313608 Matt Gallant Catherine O’Leary |
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