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Get to Know the Ways We Serve You

At Service Credit Union, we are dedicated to providing products and services that fit the unique needs of our members. For our military members, moving from base to base doesn’t mean having to close your account. Service Credit Union has checking accounts that includes ATM fee reimbursements and discounts on loans. It also means providing access to a 24/7 contact center and a mobile app that allows you to stay on top of your finances wherever you are. Plus we provide personal face-to-face service to those members on U.S. military bases in Germany.

Early Pay Day

Get paid early.* With direct deposit into your Service Credit Union account, your paycheck may arrive up to two days earlier than scheduled on the following dates:

  • Sept. 24
  • Oct. 10, 28
  • Nov. 10, 26
  • Dec. 11, 29

Getting Started

Have you received Permanent Change of Station (PCS) Orders? Service Credit Union is here by your side through every move, in the U.S. or abroad. Check out the move order category that best describes you for more information and resources.

I am moving from a stateside base to a stateside base

Get settled into your new home with a competitively priced mortgage from Service Credit Union, including VA and first-time homebuyer loans. Our members can easily access thousands of surcharge-free ATMs in the U.S. and around the world, plus take care of all their banking needs through our mobile app.

Service Credit Union has 14 conveniently located branches on U.S. Army and Air Force bases in Germany, as well as more than 85,000 surcharge-free ATMs worldwide through shared branching. Be prepared for overseas life with our International Bill Pay service, credit cards with no foreign transaction fees, and up to $30 in ATM and foreign transaction fee reimbursements†† with your Service CU debit card.

Welcome back to the U.S! If you opened a Service Credit Union account while abroad, there’s no need to close your account when you return. Take advantage of Service CU’s dedicated and supported team to finance your new home with a VA loan, finance your new car with a competitively priced auto loan, and more.

We are so grateful to our veterans for their service and are proud to serve you both during and after your military career. Whether you’re retiring abroad or in the U.S., we have the tools you need to make the most of your finances.

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*Immediate credit of your direct deposit to your Service CU account up to two (2) business days early is based upon when we receive your payroll from your employer. Service CU cannot assume any liability for not depositing these funds to your account early.

**Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 09/02/2020 and subject to change without notice. Dividends paid on average daily balances of $500; variable APY of 5.00%. If average daily balance exceeds $500, the remaining balance will receive variable APY of 0.25%. A minimum deposit of $5 is required to open a Primary Savings account.

***To qualify for Readiness Pack, PCS orders or deployment orders to any overseas duty station are required. Returnees to U.S. installations and temporary duty assignments are not eligible. Loan application must be received within 120 days before or after the members reporting date to new assignment. Membership is required with direct deposit (not allotment). An instant issue Visa credit card with a limit between $500 and $1,000 will be provided along with the personal loan. The personal loan amount is not to exceed $2,500. Amount of the personal loan and the credit card limit cannot exceed $3,000. (Example $1,000 credit card limit and a $2,000 personal loan = $3,000). Term restrictions apply. Subject to loan approval.

Reoccurring International Bill Pay payments are available only from a Service CU checking account. One-time International Bill Pay payments are available from any share or share draft account excluding warrior savings accounts. If the suffix selected for payment does not have sufficient available funds at the time the transaction is processed an overdraft charge will be debited from the suffix and the associated payment may not be executed.  International Bill Pay incurs a $1.00 fee per online or mobile transaction and for recurring payments. One-Time International Bill Pay transactions initiated in a branch, over the phone or through chat incur a $2.00 fee per transaction. Service CU is not liable for, and has no influence over the conversion rate applied to the conversation of the funds.

††ATM surcharge and ISA fee refunds credited up to $30 based on the current month activity and tier level. ATM surcharge fee reimbursement would apply to fees imposed by non-network ATM owners.